City comparison

Waterbury, CT vs Wichita, KS

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Waterbury, CT are 12.2% higher than in Wichita, KS. Someone earning $100,000 in Wichita, KS would need about $112,200 in Waterbury, CT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,445 a month in Waterbury, CT versus $849 in Wichita, KS. On $100,000, that's 23% of take-home pay in Waterbury, CT and 14% in Wichita, KS.
  • On $100,000, estimated state income tax is about $855 a year higher in Wichita, KS than in Waterbury, CT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −15.1% moving from Waterbury, CT to Wichita, KS ($125,431 → $106,437), while prices change by −10.9%. Net effect of the transfer: −4.8% in real buying power.
WaterburyWichita
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Waterbury, CT: price level 99.8 (about average)
  • Wichita, KS: price level 88.9 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Waterbury, CTWichita, KS
Price level (U.S. = 100)299.888.9
$100,000 is worth, in the other city2$89,144 in Wichita$112,178 in Waterbury
Typical 1-bedroom rent3$1,445/mo$849/mo
Take-home on $100,00014,15,8$75,255$74,400
State income tax on $100,000 (estimate)8$3,925 (CT)$4,780 (KS)
Rent burden on $100,00023%14%
Median pay, all jobs4$51,440$47,630
Federal locality pay area7New York-Newark, NY-NJ-CT-PARest of U.S.

Rent areas: Waterbury-Shelton, CT MSA and Wichita, KS HUD Metro FMR Area. Metro areas: Waterbury-Shelton, CT and Wichita, KS.

What costs more or less

Waterbury, CTWichita, KS
Price level (U.S. = 100)WaterburyWichita
Housing (rent)89.166.2
Goods97.394.0
Utilities147.688.5
Other services102.793.8
Overall99.888.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Waterbury, CT → Wichita, KS

Same pay goes further

Buying power +12.2%; rent takes 14% of take-home; state tax +$855/yr.

100 Strong offer

Wichita, KS → Waterbury, CT

Same pay buys less

Buying power −10.9%; rent takes 23% of take-home; state tax −$855/yr.

38 Weak offer

On the GS pay scale?

Waterbury, CT is in the New York-Newark, NY-NJ-CT-PA pay area; Wichita, KS is in Rest of U.S.. The last column shows what a transfer from Waterbury, CT to Wichita, KS at the same grade and step does to real buying power.

Grade5,2Waterbury, CTWichita, KSReal change, Waterbury → Wichita
GS-9 step 1$72,737$61,722−4.8%
GS-11 step 1$88,005$74,678−4.8%
GS-12 step 1$105,481$89,508−4.8%
GS-13 step 1$125,431$106,437−4.8%
GS-14 step 1$148,222$125,776−4.8%

Pay for common jobs

Median annual pay4Waterbury, CTWichita, KSWichita pay in Waterbury dollars
Elementary School Teachers, Except Special Education$79,640$58,640$65,781 (−17.4%)
Software Developers$131,290$105,980$118,886 (−9.4%)
Accountants and Auditors$93,010$79,270$88,924 (−4.4%)
Registered Nurses$101,690$76,540$85,861 (−15.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.