City comparison

Virginia Beach, VA vs Worcester, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Worcester, MA are 4.7% higher than in Virginia Beach, VA. Someone earning $100,000 in Virginia Beach, VA would need about $104,700 in Worcester, MA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,599 a month in Worcester, MA versus $1,512 in Virginia Beach, VA. On $100,000, that's 26% of take-home pay in Worcester, MA and 24% in Virginia Beach, VA.
  • Estimated state income tax on $100,000 is close: $4,936 a year in VA and $4,780 in MA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +11.6% moving from Virginia Beach, VA to Worcester, MA ($108,019 → $120,548), while prices change by +4.7%. Net effect of the transfer: +6.6% in real buying power.
Virginia BeachWorcester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Virginia Beach, VA: price level 97.9 (cheaper)
  • Worcester, MA: price level 102.5 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Virginia Beach, VAWorcester, MA
Price level (U.S. = 100)297.9102.5
$100,000 is worth, in the other city2$104,678 in Worcester$95,531 in Virginia Beach
Typical 1-bedroom rent3$1,512/mo$1,599/mo
Take-home on $100,00014,15,8$74,244$74,400
State income tax on $100,000 (estimate)8$4,936 (VA)$4,780 (MA)
Rent burden on $100,00024%26%
Median pay, all jobs4$49,430$57,830
Federal locality pay area7Virginia Beach-Norfolk, VA-NCBoston-Worcester-Providence, MA-RI-NH-CT-ME-VT

Rent areas: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area and Worcester, MA HUD Metro FMR Area. Metro areas: Virginia Beach-Chesapeake-Norfolk, VA-NC and Worcester, MA.

What costs more or less

Virginia Beach, VAWorcester, MA
Price level (U.S. = 100)Virginia BeachWorcester
Housing (rent)99.8113.0
Goods96.897.0
Utilities89.6155.2
Other services98.6101.2
Overall97.9102.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Virginia Beach, VA → Worcester, MA

Same pay buys less

Buying power −4.5%; rent takes 26% of take-home; state tax −$156/yr.

54 Fair offer

Worcester, MA → Virginia Beach, VA

Same pay goes further

Buying power +4.7%; rent takes 24% of take-home; state tax +$156/yr.

83 Strong offer

On the GS pay scale?

Virginia Beach, VA is in the Virginia Beach-Norfolk, VA-NC pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Virginia Beach, VA to Worcester, MA at the same grade and step does to real buying power.

Grade5,2Virginia Beach, VAWorcester, MAReal change, Virginia Beach → Worcester
GS-9 step 1$62,640$69,905+6.6%
GS-11 step 1$75,788$84,579+6.6%
GS-12 step 1$90,838$101,375+6.6%
GS-13 step 1$108,019$120,548+6.6%
GS-14 step 1$127,646$142,452+6.6%

Pay for common jobs

Median annual pay4Virginia Beach, VAWorcester, MAWorcester pay in Virginia Beach dollars
Elementary School Teachers, Except Special Education$63,380$82,810$79,109 (+24.8%)
Software Developers$129,090$146,950$140,382 (+8.7%)
Accountants and Auditors$79,450$94,070$89,866 (+13.1%)
Registered Nurses$89,450$100,240$95,760 (+7.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.