City comparison

Virginia Beach, VA vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Virginia Beach, VA are 1.6% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $101,600 in Virginia Beach, VA to live the same way.
  • Typical 1-bedroom rents are close: $1,512 a month in Virginia Beach, VA and $1,513 in Wilmington, NC.
  • On $100,000, estimated state income tax is about $1,455 a year higher in Virginia Beach, VA than in Wilmington, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.5% moving from Virginia Beach, VA to Wilmington, NC ($108,019 → $106,437), while prices change by −1.6%. Net effect of the transfer: +0.1% in real buying power.
Virginia BeachWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Virginia Beach, VA: price level 97.9 (cheaper)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Virginia Beach, VAWilmington, NC
Price level (U.S. = 100)297.996.4
$100,000 is worth, in the other city2$98,449 in Wilmington$101,575 in Virginia Beach
Typical 1-bedroom rent3$1,512/mo$1,513/mo
Take-home on $100,00014,15,8$74,244$75,699
State income tax on $100,000 (estimate)8$4,936 (VA)$3,481 (NC)
Rent burden on $100,00024%24%
Median pay, all jobs4$49,430$45,800
Federal locality pay area7Virginia Beach-Norfolk, VA-NCRest of U.S.

Rent areas: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area and Wilmington, NC HUD Metro FMR Area. Metro areas: Virginia Beach-Chesapeake-Norfolk, VA-NC and Wilmington, NC.

What costs more or less

Virginia Beach, VAWilmington, NC
Price level (U.S. = 100)Virginia BeachWilmington
Housing (rent)99.893.2
Goods96.896.6
Utilities89.687.9
Other services98.698.2
Overall97.996.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Virginia Beach, VA → Wilmington, NC

Roughly even

Buying power +1.6%; rent takes 24% of take-home; state tax −$1,455/yr.

74 Strong offer

Wilmington, NC → Virginia Beach, VA

Roughly even

Buying power −1.6%; rent takes 24% of take-home; state tax +$1,455/yr.

64 Fair offer

On the GS pay scale?

Virginia Beach, VA is in the Virginia Beach-Norfolk, VA-NC pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Virginia Beach, VA to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Virginia Beach, VAWilmington, NCReal change, Virginia Beach → Wilmington
GS-9 step 1$62,640$61,722+0.1%
GS-11 step 1$75,788$74,678+0.1%
GS-12 step 1$90,838$89,508+0.1%
GS-13 step 1$108,019$106,437+0.1%
GS-14 step 1$127,646$125,776+0.1%

Pay for common jobs

Median annual pay4Virginia Beach, VAWilmington, NCWilmington pay in Virginia Beach dollars
Elementary School Teachers, Except Special Education$63,380$48,240$49,000 (−22.7%)
Software Developers$129,090$123,730$125,679 (−2.6%)
Accountants and Auditors$79,450$77,920$79,148 (−0.4%)
Registered Nurses$89,450$80,970$82,246 (−8.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.