City comparison

Urban Honolulu, HI vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 13.3% higher than in Virginia Beach, VA. Someone earning $100,000 in Virginia Beach, VA would need about $113,300 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,512 in Virginia Beach, VA. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 24% in Virginia Beach, VA.
  • On $100,000, estimated state income tax is about $1,134 a year higher in Urban Honolulu, HI than in Virginia Beach, VA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.8% moving from Urban Honolulu, HI to Virginia Beach, VA ($111,119 → $108,019), while prices change by −11.7%. Net effect of the transfer: +10.1% in real buying power.
Urban HonoluluVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Urban Honolulu, HI: price level 111.0 (much pricier)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Urban Honolulu, HIVirginia Beach, VA
Price level (U.S. = 100)2111.097.9
$100,000 is worth, in the other city2$88,266 in Virginia Beach$113,294 in Urban Honolulu
Typical 1-bedroom rent3$2,016/mo$1,512/mo
Take-home on $100,00014,15,8$73,110$74,244
State income tax on $100,000 (estimate)8$6,070 (HI)$4,936 (VA)
Rent burden on $100,00033%24%
Median pay, all jobs4$57,220$49,430
Federal locality pay area7State of HawaiiVirginia Beach-Norfolk, VA-NC

Rent areas: Urban Honolulu, HI MSA and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Urban Honolulu, HI and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Urban Honolulu, HIVirginia Beach, VA
Price level (U.S. = 100)Urban HonoluluVirginia Beach
Housing (rent)135.599.8
Goods111.696.8
Utilities187.389.6
Other services102.998.6
Overall111.097.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Urban Honolulu, HI → Virginia Beach, VA

Same pay goes further

Buying power +13.3%; rent takes 24% of take-home; state tax −$1,134/yr.

100 Strong offer

Virginia Beach, VA → Urban Honolulu, HI

Same pay buys less

Buying power −11.7%; rent takes 33% of take-home; state tax +$1,134/yr.

25 Weak offer

On the GS pay scale?

Urban Honolulu, HI is in the State of Hawaii pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Urban Honolulu, HI to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Urban Honolulu, HIVirginia Beach, VAReal change, Urban Honolulu → Virginia Beach
GS-9 step 1$64,438$62,640+10.1%
GS-11 step 1$77,964$75,788+10.1%
GS-12 step 1$93,445$90,838+10.1%
GS-13 step 1$111,119$108,019+10.1%
GS-14 step 1$131,310$127,646+10.1%

Pay for common jobs

Median annual pay4Urban Honolulu, HIVirginia Beach, VAVirginia Beach pay in Urban Honolulu dollars
Elementary School Teachers, Except Special Education$73,080$63,380$71,806 (−1.7%)
Software Developers$120,230$129,090$146,251 (+21.6%)
Accountants and Auditors$74,990$79,450$90,012 (+20.0%)
Registered Nurses$139,260$89,450$101,341 (−27.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.