City comparison

Tuscaloosa, AL vs Utica, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Utica, NY are 5.6% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $105,600 in Utica, NY to live the same way.
  • Typical 1-bedroom rents are close: $972 a month in Tuscaloosa, AL and $926 in Utica, NY.
  • Estimated state income tax on $100,000 is close: $4,735 a year in AL and $4,860 in NY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Tuscaloosa, AL to Utica, NY ($107,510 → $106,437), while prices change by +5.6%. Net effect of the transfer: −6.3% in real buying power.
TuscaloosaUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Tuscaloosa, AL: price level 87.7 (much cheaper)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Tuscaloosa, ALUtica, NY
Price level (U.S. = 100)287.792.7
$100,000 is worth, in the other city2$105,650 in Utica$94,652 in Tuscaloosa
Typical 1-bedroom rent3$972/mo$926/mo
Take-home on $100,00014,15,8$74,445$74,320
State income tax on $100,000 (estimate)8$4,735 (AL)$4,860 (NY)
Rent burden on $100,00016%15%
Median pay, all jobs4$45,220$48,970
Federal locality pay area7Birmingham-Hoover-Talladega, ALRest of U.S.

Rent areas: Tuscaloosa, AL HUD Metro FMR Area and Utica-Rome, NY MSA. Metro areas: Tuscaloosa, AL and Utica-Rome, NY.

What costs more or less

Tuscaloosa, ALUtica, NY
Price level (U.S. = 100)TuscaloosaUtica
Housing (rent)58.266.1
Goods96.499.7
Utilities84.4131.9
Other services96.797.8
Overall87.792.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Tuscaloosa, AL → Utica, NY

Same pay buys less

Buying power −5.3%; rent takes 15% of take-home; state tax +$125/yr.

52 Fair offer

Utica, NY → Tuscaloosa, AL

Same pay goes further

Buying power +5.6%; rent takes 16% of take-home; state tax −$125/yr.

86 Strong offer

On the GS pay scale?

Tuscaloosa, AL is in the Birmingham-Hoover-Talladega, AL pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Tuscaloosa, AL to Utica, NY at the same grade and step does to real buying power.

Grade5,2Tuscaloosa, ALUtica, NYReal change, Tuscaloosa → Utica
GS-9 step 1$62,344$61,722−6.3%
GS-11 step 1$75,431$74,678−6.3%
GS-12 step 1$90,410$89,508−6.3%
GS-13 step 1$107,510$106,437−6.3%
GS-14 step 1$127,044$125,776−6.3%

Pay for common jobs

Median annual pay4Tuscaloosa, ALUtica, NYUtica pay in Tuscaloosa dollars
Elementary School Teachers, Except Special Education$60,220$77,010$72,892 (+21.0%)
Software Developers$104,870$113,390$107,326 (+2.3%)
Accountants and Auditors$71,690$79,830$75,561 (+5.4%)
Registered Nurses$75,250$94,300$89,257 (+18.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.