City comparison

Tucson, AZ vs Utica, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tucson, AZ are 4.6% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $104,600 in Tucson, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,081 a month in Tucson, AZ versus $926 in Utica, NY. On $100,000, that's 17% of take-home pay in Tucson, AZ and 15% in Utica, NY.
  • On $100,000, estimated state income tax is about $2,569 a year higher in Utica, NY than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.9% moving from Tucson, AZ to Utica, NY ($108,455 → $106,437), while prices change by −4.4%. Net effect of the transfer: +2.6% in real buying power.
TucsonUtica
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Tucson, AZ: price level 96.9 (cheaper)
  • Utica, NY: price level 92.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Tucson, AZUtica, NY
Price level (U.S. = 100)296.992.7
$100,000 is worth, in the other city2$95,647 in Utica$104,551 in Tucson
Typical 1-bedroom rent3$1,081/mo$926/mo
Take-home on $100,00014,15,8$76,889$74,320
State income tax on $100,000 (estimate)8$2,291 (AZ)$4,860 (NY)
Rent burden on $100,00017%15%
Median pay, all jobs4$47,760$48,970
Federal locality pay area7Tucson-Nogales, AZRest of U.S.

Rent areas: Tucson, AZ MSA and Utica-Rome, NY MSA. Metro areas: Tucson, AZ and Utica-Rome, NY.

What costs more or less

Tucson, AZUtica, NY
Price level (U.S. = 100)TucsonUtica
Housing (rent)91.866.1
Goods96.299.7
Utilities89.5131.9
Other services99.897.8
Overall96.992.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Tucson, AZ → Utica, NY

Same pay goes further

Buying power +4.6%; rent takes 15% of take-home; state tax +$2,569/yr.

83 Strong offer

Utica, NY → Tucson, AZ

Same pay buys less

Buying power −4.4%; rent takes 17% of take-home; state tax −$2,569/yr.

55 Fair offer

On the GS pay scale?

Tucson, AZ is in the Tucson-Nogales, AZ pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Tucson, AZ to Utica, NY at the same grade and step does to real buying power.

Grade5,2Tucson, AZUtica, NYReal change, Tucson → Utica
GS-9 step 1$62,893$61,722+2.6%
GS-11 step 1$76,095$74,678+2.6%
GS-12 step 1$91,205$89,508+2.6%
GS-13 step 1$108,455$106,437+2.6%
GS-14 step 1$128,162$125,776+2.6%

Pay for common jobs

Median annual pay4Tucson, AZUtica, NYUtica pay in Tucson dollars
Elementary School Teachers, Except Special Education$47,220$77,010$80,515 (+70.5%)
Software Developers$123,710$113,390$118,551 (−4.2%)
Accountants and Auditors$76,320$79,830$83,463 (+9.4%)
Registered Nurses$94,110$94,300$98,592 (+4.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.