City comparison

Toledo, OH vs Winston, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Toledo, OH (91.5) and Winston, NC (92.0, U.S. average = 100) are within 1% of each other, so $100,000 in Toledo, OH goes as far as $100,600 in Winston, NC.
  • Rent is the bigger story: a typical 1-bedroom costs $1,082 a month in Winston, NC versus $820 in Toledo, OH. On $100,000, that's 17% of take-home pay in Winston, NC and 13% in Toledo, OH.
  • On $100,000, estimated state income tax is about $1,514 a year higher in Winston, NC than in Toledo, OH.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Toledo, OH to Winston, NC changes real buying power by −0.6%, purely from prices.
ToledoWinston
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Toledo, OH: price level 91.5 (much cheaper)
  • Winston, NC: price level 92.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Toledo, OHWinston, NC
Price level (U.S. = 100)291.592.0
$100,000 is worth, in the other city2$100,643 in Winston$99,361 in Toledo
Typical 1-bedroom rent3$820/mo$1,082/mo
Take-home on $100,00014,15,8$77,212$75,699
State income tax on $100,000 (estimate)8$1,968 (OH)$3,481 (NC)
Rent burden on $100,00013%17%
Median pay, all jobs4$48,220$46,380
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Toledo, OH MSA and Winston-Salem, NC HUD Metro FMR Area. Metro areas: Toledo, OH and Winston-Salem, NC.

What costs more or less

Toledo, OHWinston, NC
Price level (U.S. = 100)ToledoWinston
Housing (rent)67.371.4
Goods93.696.6
Utilities96.388.4
Other services98.998.2
Overall91.592.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Toledo, OH → Winston, NC

Roughly even

Buying power −0.6%; rent takes 17% of take-home; state tax +$1,514/yr.

67 Fair offer

Winston, NC → Toledo, OH

Roughly even

Buying power +0.6%; rent takes 13% of take-home; state tax −$1,514/yr.

71 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Toledo, OH to Winston, NC at the same grade and step does to real buying power.

Grade5,2Toledo, OHWinston, NCReal change, Toledo → Winston
GS-9 step 1$61,722$61,722−0.6%
GS-11 step 1$74,678$74,678−0.6%
GS-12 step 1$89,508$89,508−0.6%
GS-13 step 1$106,437$106,437−0.6%
GS-14 step 1$125,776$125,776−0.6%

Pay for common jobs

Median annual pay4Toledo, OHWinston, NCWinston pay in Toledo dollars
Elementary School Teachers, Except Special Education$63,250$56,510$56,149 (−11.2%)
Software Developers$104,360$124,130$123,337 (+18.2%)
Accountants and Auditors$77,400$78,950$78,446 (+1.4%)
Registered Nurses$81,050$86,120$85,570 (+5.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.