City comparison

St. Louis, MO vs Vallejo, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Vallejo, CA are 14.1% higher than in St. Louis, MO. Someone earning $100,000 in St. Louis, MO would need about $114,100 in Vallejo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,705 a month in Vallejo, CA versus $995 in St. Louis, MO. On $100,000, that's 28% of take-home pay in Vallejo, CA and 16% in St. Louis, MO.
  • On $100,000, estimated state income tax is about $1,308 a year higher in Vallejo, CA than in St. Louis, MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +21.9% moving from St. Louis, MO to Vallejo, CA ($109,137 → $133,060), while prices change by +14.1%. Net effect of the transfer: +6.9% in real buying power.
St. LouisVallejo
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • St. Louis, MO: price level 95.1 (cheaper)
  • Vallejo, CA: price level 108.5 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

St. Louis, MOVallejo, CA
Price level (U.S. = 100)295.1108.5
$100,000 is worth, in the other city2$114,083 in Vallejo$87,656 in St. Louis
Typical 1-bedroom rent3$995/mo$1,705/mo
Take-home on $100,00014,15,8$75,417$74,110
State income tax on $100,000 (estimate)8$3,763 (MO)$5,070 (CA)
Rent burden on $100,00016%28%
Median pay, all jobs4$49,990$58,620
Federal locality pay area7St. Louis-St. Charles-Farmington, MO-ILSan Jose-San Francisco-Oakland, CA

Rent areas: St. Louis, MO-IL HUD Metro FMR Area and Vallejo, CA MSA. Metro areas: St. Louis, MO-IL and Vallejo, CA.

What costs more or less

St. Louis, MOVallejo, CA
Price level (U.S. = 100)St. LouisVallejo
Housing (rent)79.0142.0
Goods100.0105.2
Utilities69.9155.0
Other services98.6100.3
Overall95.1108.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

St. Louis, MO → Vallejo, CA

Same pay buys less

Buying power −12.3%; rent takes 28% of take-home; state tax +$1,308/yr.

34 Weak offer

Vallejo, CA → St. Louis, MO

Same pay goes further

Buying power +14.1%; rent takes 16% of take-home; state tax −$1,308/yr.

100 Strong offer

On the GS pay scale?

St. Louis, MO is in the St. Louis-St. Charles-Farmington, MO-IL pay area; Vallejo, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from St. Louis, MO to Vallejo, CA at the same grade and step does to real buying power.

Grade5,2St. Louis, MOVallejo, CAReal change, St. Louis → Vallejo
GS-9 step 1$63,288$77,161+6.9%
GS-11 step 1$76,573$93,358+6.9%
GS-12 step 1$91,779$111,896+6.9%
GS-13 step 1$109,137$133,060+6.9%
GS-14 step 1$128,967$157,236+6.9%

Pay for common jobs

Median annual pay4St. Louis, MOVallejo, CAVallejo pay in St. Louis dollars
Elementary School Teachers, Except Special Education$60,650$100,790$88,348 (+45.7%)
Software Developers$129,030$136,930$120,027 (−7.0%)
Accountants and Auditors$78,880$95,800$83,974 (+6.5%)
Registered Nurses$83,180$203,290$178,195 (+114.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.