City comparison

St. Louis, MO vs Tuscaloosa, AL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in St. Louis, MO are 8.4% higher than in Tuscaloosa, AL. Someone earning $100,000 in Tuscaloosa, AL would need about $108,400 in St. Louis, MO to live the same way.
  • Typical 1-bedroom rents are close: $995 a month in St. Louis, MO and $972 in Tuscaloosa, AL.
  • On $100,000, estimated state income tax is about $972 a year higher in Tuscaloosa, AL than in St. Louis, MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −1.5% moving from St. Louis, MO to Tuscaloosa, AL ($109,137 → $107,510), while prices change by −7.7%. Net effect of the transfer: +6.8% in real buying power.
St. LouisTuscaloosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • St. Louis, MO: price level 95.1 (cheaper)
  • Tuscaloosa, AL: price level 87.7 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

St. Louis, MOTuscaloosa, AL
Price level (U.S. = 100)295.187.7
$100,000 is worth, in the other city2$92,253 in Tuscaloosa$108,397 in St. Louis
Typical 1-bedroom rent3$995/mo$972/mo
Take-home on $100,00014,15,8$75,417$74,445
State income tax on $100,000 (estimate)8$3,763 (MO)$4,735 (AL)
Rent burden on $100,00016%16%
Median pay, all jobs4$49,990$45,220
Federal locality pay area7St. Louis-St. Charles-Farmington, MO-ILBirmingham-Hoover-Talladega, AL

Rent areas: St. Louis, MO-IL HUD Metro FMR Area and Tuscaloosa, AL HUD Metro FMR Area. Metro areas: St. Louis, MO-IL and Tuscaloosa, AL.

What costs more or less

St. Louis, MOTuscaloosa, AL
Price level (U.S. = 100)St. LouisTuscaloosa
Housing (rent)79.058.2
Goods100.096.4
Utilities69.984.4
Other services98.696.7
Overall95.187.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

St. Louis, MO → Tuscaloosa, AL

Same pay goes further

Buying power +8.4%; rent takes 16% of take-home; state tax +$972/yr.

95 Strong offer

Tuscaloosa, AL → St. Louis, MO

Same pay buys less

Buying power −7.7%; rent takes 16% of take-home; state tax −$972/yr.

45 Weak offer

On the GS pay scale?

St. Louis, MO is in the St. Louis-St. Charles-Farmington, MO-IL pay area; Tuscaloosa, AL is in Birmingham-Hoover-Talladega, AL. The last column shows what a transfer from St. Louis, MO to Tuscaloosa, AL at the same grade and step does to real buying power.

Grade5,2St. Louis, MOTuscaloosa, ALReal change, St. Louis → Tuscaloosa
GS-9 step 1$63,288$62,344+6.8%
GS-11 step 1$76,573$75,431+6.8%
GS-12 step 1$91,779$90,410+6.8%
GS-13 step 1$109,137$107,510+6.8%
GS-14 step 1$128,967$127,044+6.8%

Pay for common jobs

Median annual pay4St. Louis, MOTuscaloosa, ALTuscaloosa pay in St. Louis dollars
Elementary School Teachers, Except Special Education$60,650$60,220$65,277 (+7.6%)
Software Developers$129,030$104,870$113,676 (−11.9%)
Accountants and Auditors$78,880$71,690$77,710 (−1.5%)
Registered Nurses$83,180$75,250$81,569 (−1.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.