City comparison

St. Louis, MO vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in St. Louis, MO are 6.6% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $106,600 in St. Louis, MO to live the same way.
  • Typical 1-bedroom rents are close: $995 a month in St. Louis, MO and $987 in Tulsa, OK.
  • Estimated state income tax on $100,000 is close: $3,763 a year in MO and $3,955 in OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −2.5% moving from St. Louis, MO to Tulsa, OK ($109,137 → $106,437), while prices change by −6.2%. Net effect of the transfer: +3.9% in real buying power.
St. LouisTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • St. Louis, MO: price level 95.1 (cheaper)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

St. Louis, MOTulsa, OK
Price level (U.S. = 100)295.189.2
$100,000 is worth, in the other city2$93,823 in Tulsa$106,584 in St. Louis
Typical 1-bedroom rent3$995/mo$987/mo
Take-home on $100,00014,15,8$75,417$75,226
State income tax on $100,000 (estimate)8$3,763 (MO)$3,955 (OK)
Rent burden on $100,00016%16%
Median pay, all jobs4$49,990$46,670
Federal locality pay area7St. Louis-St. Charles-Farmington, MO-ILRest of U.S.

Rent areas: St. Louis, MO-IL HUD Metro FMR Area and Tulsa, OK HUD Metro FMR Area. Metro areas: St. Louis, MO-IL and Tulsa, OK.

What costs more or less

St. Louis, MOTulsa, OK
Price level (U.S. = 100)St. LouisTulsa
Housing (rent)79.068.2
Goods100.093.8
Utilities69.973.9
Other services98.695.5
Overall95.189.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

St. Louis, MO → Tulsa, OK

Same pay goes further

Buying power +6.6%; rent takes 16% of take-home; state tax +$192/yr.

89 Strong offer

Tulsa, OK → St. Louis, MO

Same pay buys less

Buying power −6.2%; rent takes 16% of take-home; state tax −$192/yr.

49 Fair offer

On the GS pay scale?

St. Louis, MO is in the St. Louis-St. Charles-Farmington, MO-IL pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from St. Louis, MO to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2St. Louis, MOTulsa, OKReal change, St. Louis → Tulsa
GS-9 step 1$63,288$61,722+3.9%
GS-11 step 1$76,573$74,678+3.9%
GS-12 step 1$91,779$89,508+3.9%
GS-13 step 1$109,137$106,437+3.9%
GS-14 step 1$128,967$125,776+3.9%

Pay for common jobs

Median annual pay4St. Louis, MOTulsa, OKTulsa pay in St. Louis dollars
Elementary School Teachers, Except Special Education$60,650$48,220$51,395 (−15.3%)
Software Developers$129,030$108,730$115,889 (−10.2%)
Accountants and Auditors$78,880$81,320$86,674 (+9.9%)
Registered Nurses$83,180$84,790$90,373 (+8.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.