City comparison

St. Louis, MO vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tucson, AZ are 1.9% higher than in St. Louis, MO. Someone earning $100,000 in St. Louis, MO would need about $101,900 in Tucson, AZ to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,081 a month in Tucson, AZ versus $995 in St. Louis, MO. On $100,000, that's 17% of take-home pay in Tucson, AZ and 16% in St. Louis, MO.
  • On $100,000, estimated state income tax is about $1,471 a year higher in St. Louis, MO than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.6% moving from St. Louis, MO to Tucson, AZ ($109,137 → $108,455), while prices change by +1.9%. Net effect of the transfer: −2.5% in real buying power.
St. LouisTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • St. Louis, MO: price level 95.1 (cheaper)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

St. Louis, MOTucson, AZ
Price level (U.S. = 100)295.196.9
$100,000 is worth, in the other city2$101,901 in Tucson$98,134 in St. Louis
Typical 1-bedroom rent3$995/mo$1,081/mo
Take-home on $100,00014,15,8$75,417$76,889
State income tax on $100,000 (estimate)8$3,763 (MO)$2,291 (AZ)
Rent burden on $100,00016%17%
Median pay, all jobs4$49,990$47,760
Federal locality pay area7St. Louis-St. Charles-Farmington, MO-ILTucson-Nogales, AZ

Rent areas: St. Louis, MO-IL HUD Metro FMR Area and Tucson, AZ MSA. Metro areas: St. Louis, MO-IL and Tucson, AZ.

What costs more or less

St. Louis, MOTucson, AZ
Price level (U.S. = 100)St. LouisTucson
Housing (rent)79.091.8
Goods100.096.2
Utilities69.989.5
Other services98.699.8
Overall95.196.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

St. Louis, MO → Tucson, AZ

Roughly even

Buying power −1.9%; rent takes 17% of take-home; state tax −$1,471/yr.

63 Fair offer

Tucson, AZ → St. Louis, MO

Roughly even

Buying power +1.9%; rent takes 16% of take-home; state tax +$1,471/yr.

75 Strong offer

On the GS pay scale?

St. Louis, MO is in the St. Louis-St. Charles-Farmington, MO-IL pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from St. Louis, MO to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2St. Louis, MOTucson, AZReal change, St. Louis → Tucson
GS-9 step 1$63,288$62,893−2.5%
GS-11 step 1$76,573$76,095−2.5%
GS-12 step 1$91,779$91,205−2.5%
GS-13 step 1$109,137$108,455−2.5%
GS-14 step 1$128,967$128,162−2.5%

Pay for common jobs

Median annual pay4St. Louis, MOTucson, AZTucson pay in St. Louis dollars
Elementary School Teachers, Except Special Education$60,650$47,220$46,339 (−23.6%)
Software Developers$129,030$123,710$121,402 (−5.9%)
Accountants and Auditors$78,880$76,320$74,896 (−5.1%)
Registered Nurses$83,180$94,110$92,354 (+11.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.