City comparison
Springfield, MO vs Trenton, NJ
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Trenton, NJ are 16.5% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $116,500 in Trenton, NJ to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,545 a month in Trenton, NJ versus $883 in Springfield, MO. On $100,000, that's 25% of take-home pay in Trenton, NJ and 14% in Springfield, MO.
- On $100,000, estimated state income tax is about $417 a year higher in Trenton, NJ than in Springfield, MO.
- For federal employees, locality pay changes a GS-13 step 1 salary by +17.8% moving from Springfield, MO to Trenton, NJ ($106,437 → $125,431), while prices change by +16.5%. Net effect of the transfer: +1.2% in real buying power.
- Springfield, MO: price level 88.6 (much cheaper)
- Trenton, NJ: price level 103.2 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Springfield, MO | Trenton, NJ | |
|---|---|---|
| Price level (U.S. = 100)2 | 88.6 | 103.2 |
| $100,000 is worth, in the other city2 | $116,476 in Trenton | $85,855 in Springfield |
| Typical 1-bedroom rent3 | $883/mo | $1,545/mo |
| Take-home on $100,00014,15,8 | $75,417 | $75,000 |
| State income tax on $100,000 (estimate)8 | $3,763 (MO) | $4,180 (NJ) |
| Rent burden on $100,000 | 14% | 25% |
| Median pay, all jobs4 | $45,780 | $63,490 |
| Federal locality pay area7 | Rest of U.S. | New York-Newark, NY-NJ-CT-PA |
Rent areas: Springfield, MO HUD Metro FMR Area and Trenton-Princeton, NJ MSA. Metro areas: Springfield, MO and Trenton-Princeton, NJ.
What costs more or less
| Price level (U.S. = 100) | Springfield | Trenton |
|---|---|---|
| Housing (rent) | 65.6 | 135.1 |
| Goods | 94.2 | 99.8 |
| Utilities | 85.8 | 112.3 |
| Other services | 93.0 | 97.9 |
| Overall | 88.6 | 103.2 |
Moving with the same $100,000 salary
Springfield, MO → Trenton, NJ
Same pay buys less
Buying power −14.1%; rent takes 25% of take-home; state tax +$417/yr.
38 Weak offer
Trenton, NJ → Springfield, MO
Same pay goes further
Buying power +16.5%; rent takes 14% of take-home; state tax −$417/yr.
100 Strong offer
On the GS pay scale?
Springfield, MO is in the Rest of U.S. pay area; Trenton, NJ is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Springfield, MO to Trenton, NJ at the same grade and step does to real buying power.
| Grade5,2 | Springfield, MO | Trenton, NJ | Real change, Springfield → Trenton |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $72,737 | +1.2% |
| GS-11 step 1 | $74,678 | $88,005 | +1.2% |
| GS-12 step 1 | $89,508 | $105,481 | +1.2% |
| GS-13 step 1 | $106,437 | $125,431 | +1.2% |
| GS-14 step 1 | $125,776 | $148,222 | +1.2% |
Pay for common jobs
| Median annual pay4 | Springfield, MO | Trenton, NJ | Trenton pay in Springfield dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $49,380 | $77,850 | $66,838 (+35.4%) |
| Software Developers | $102,350 | $128,770 | $110,555 (+8.0%) |
| Accountants and Auditors | $73,020 | $99,550 | $85,468 (+17.0%) |
| Registered Nurses | $79,370 | $99,990 | $85,846 (+8.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.