City comparison

Spokane, WA vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Spokane, WA are 4.1% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $104,100 in Spokane, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,513 a month in Wilmington, NC versus $1,193 in Spokane, WA. On $100,000, that's 24% of take-home pay in Wilmington, NC and 18% in Spokane, WA.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Wilmington, NC than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −0.5% moving from Spokane, WA to Wilmington, NC ($106,991 → $106,437), while prices change by −3.9%. Net effect of the transfer: +3.5% in real buying power.
SpokaneWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Spokane, WA: price level 100.3 (about average)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Spokane, WAWilmington, NC
Price level (U.S. = 100)2100.396.4
$100,000 is worth, in the other city2$96,090 in Wilmington$104,070 in Spokane
Typical 1-bedroom rent3$1,193/mo$1,513/mo
Take-home on $100,00014,15,8$79,180$75,699
State income tax on $100,000 (estimate)8$0 (WA)$3,481 (NC)
Rent burden on $100,00018%24%
Median pay, all jobs4$54,660$45,800
Federal locality pay area7Spokane-Spokane Valley-Coeur d'Alene, WA-IDRest of U.S.

Rent areas: Spokane, WA HUD Metro FMR Area and Wilmington, NC HUD Metro FMR Area. Metro areas: Spokane-Spokane Valley, WA and Wilmington, NC.

What costs more or less

Spokane, WAWilmington, NC
Price level (U.S. = 100)SpokaneWilmington
Housing (rent)97.193.2
Goods105.096.6
Utilities91.287.9
Other services99.598.2
Overall100.396.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Spokane, WA → Wilmington, NC

Same pay goes further

Buying power +4.1%; rent takes 24% of take-home; state tax +$3,481/yr.

81 Strong offer

Wilmington, NC → Spokane, WA

Same pay buys less

Buying power −3.9%; rent takes 18% of take-home; state tax −$3,481/yr.

57 Fair offer

On the GS pay scale?

Spokane, WA is in the Spokane-Spokane Valley-Coeur d'Alene, WA-ID pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Spokane, WA to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Spokane, WAWilmington, NCReal change, Spokane → Wilmington
GS-9 step 1$62,044$61,722+3.5%
GS-11 step 1$75,068$74,678+3.5%
GS-12 step 1$89,974$89,508+3.5%
GS-13 step 1$106,991$106,437+3.5%
GS-14 step 1$126,432$125,776+3.5%

Pay for common jobs

Median annual pay4Spokane, WAWilmington, NCWilmington pay in Spokane dollars
Elementary School Teachers, Except Special Education$98,800$48,240$50,203 (−49.2%)
Software Developers$130,690$123,730$128,765 (−1.5%)
Accountants and Auditors$86,350$77,920$81,091 (−6.1%)
Registered Nurses$111,750$80,970$84,265 (−24.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.