City comparison

Spokane, WA vs Springfield, MA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Spokane, WA are 4.5% higher than in Springfield, MA. Someone earning $100,000 in Springfield, MA would need about $104,500 in Spokane, WA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,382 a month in Springfield, MA versus $1,193 in Spokane, WA. On $100,000, that's 22% of take-home pay in Springfield, MA and 18% in Spokane, WA.
  • On $100,000, estimated state income tax is about $4,780 a year higher in Springfield, MA than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +12.2% moving from Spokane, WA to Springfield, MA ($106,991 → $120,094), while prices change by −4.3%. Net effect of the transfer: +17.3% in real buying power.
SpokaneSpringfield
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Spokane, WA: price level 100.3 (about average)
  • Springfield, MA: price level 96.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Spokane, WASpringfield, MA
Price level (U.S. = 100)2100.396.1
$100,000 is worth, in the other city2$95,730 in Springfield$104,461 in Spokane
Typical 1-bedroom rent3$1,193/mo$1,382/mo
Take-home on $100,00014,15,8$79,180$74,400
State income tax on $100,000 (estimate)8$0 (WA)$4,780 (MA)
Rent burden on $100,00018%22%
Median pay, all jobs4$54,660$51,930
Federal locality pay area7Spokane-Spokane Valley-Coeur d'Alene, WA-IDHartford-East Hartford, CT-MA

Rent areas: Spokane, WA HUD Metro FMR Area and Springfield, MA MSA. Metro areas: Spokane-Spokane Valley, WA and Springfield, MA.

What costs more or less

Spokane, WASpringfield, MA
Price level (U.S. = 100)SpokaneSpringfield
Housing (rent)97.175.8
Goods105.097.0
Utilities91.2155.0
Other services99.5101.2
Overall100.396.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Spokane, WA → Springfield, MA

Same pay goes further

Buying power +4.5%; rent takes 22% of take-home; state tax +$4,780/yr.

83 Strong offer

Springfield, MA → Spokane, WA

Same pay buys less

Buying power −4.3%; rent takes 18% of take-home; state tax −$4,780/yr.

55 Fair offer

On the GS pay scale?

Spokane, WA is in the Spokane-Spokane Valley-Coeur d'Alene, WA-ID pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Spokane, WA to Springfield, MA at the same grade and step does to real buying power.

Grade5,2Spokane, WASpringfield, MAReal change, Spokane → Springfield
GS-9 step 1$62,044$69,642+17.3%
GS-11 step 1$75,068$84,260+17.3%
GS-12 step 1$89,974$100,992+17.3%
GS-13 step 1$106,991$120,094+17.3%
GS-14 step 1$126,432$141,915+17.3%

Pay for common jobs

Median annual pay4Spokane, WASpringfield, MASpringfield pay in Spokane dollars
Elementary School Teachers, Except Special Education$98,800$79,640$83,193 (−15.8%)
Software Developers$130,690$127,740$133,438 (+2.1%)
Accountants and Auditors$86,350$92,010$96,114 (+11.3%)
Registered Nurses$111,750$98,410$102,800 (−8.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.