City comparison

South Bend, IN vs Tallahassee, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Tallahassee, FL are 1.1% higher than in South Bend, IN. Someone earning $100,000 in South Bend, IN would need about $101,100 in Tallahassee, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,204 a month in Tallahassee, FL versus $1,105 in South Bend, IN. On $100,000, that's 18% of take-home pay in Tallahassee, FL and 17% in South Bend, IN.
  • On $100,000, estimated state income tax is about $2,921 a year higher in South Bend, IN than in Tallahassee, FL.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from South Bend, IN to Tallahassee, FL changes real buying power by −1.1%, purely from prices.
South BendTallahassee
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • South Bend, IN: price level 92.9 (cheaper)
  • Tallahassee, FL: price level 93.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

South Bend, INTallahassee, FL
Price level (U.S. = 100)292.993.9
$100,000 is worth, in the other city2$101,143 in Tallahassee$98,870 in South Bend
Typical 1-bedroom rent3$1,105/mo$1,204/mo
Take-home on $100,00014,15,8$76,260$79,180
State income tax on $100,000 (estimate)8$2,921 (IN)$0 (FL)
Rent burden on $100,00017%18%
Median pay, all jobs4$46,540$46,520
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: South Bend-Mishawaka, IN HUD Metro FMR Area and Tallahassee, FL HUD Metro FMR Area. Metro areas: South Bend-Mishawaka, IN-MI and Tallahassee, FL.

What costs more or less

South Bend, INTallahassee, FL
Price level (U.S. = 100)South BendTallahassee
Housing (rent)74.678.5
Goods94.296.2
Utilities87.787.5
Other services99.298.9
Overall92.993.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

South Bend, IN → Tallahassee, FL

Roughly even

Buying power −1.1%; rent takes 18% of take-home; state tax −$2,921/yr.

65 Fair offer

Tallahassee, FL → South Bend, IN

Roughly even

Buying power +1.1%; rent takes 17% of take-home; state tax +$2,921/yr.

72 Strong offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from South Bend, IN to Tallahassee, FL at the same grade and step does to real buying power.

Grade5,2South Bend, INTallahassee, FLReal change, South Bend → Tallahassee
GS-9 step 1$61,722$61,722−1.1%
GS-11 step 1$74,678$74,678−1.1%
GS-12 step 1$89,508$89,508−1.1%
GS-13 step 1$106,437$106,437−1.1%
GS-14 step 1$125,776$125,776−1.1%

Pay for common jobs

Median annual pay4South Bend, INTallahassee, FLTallahassee pay in South Bend dollars
Elementary School Teachers, Except Special Education$58,180$55,020$54,398 (−6.5%)
Software Developers$95,500$121,800$120,424 (+26.1%)
Accountants and Auditors$77,940$61,840$61,141 (−21.6%)
Registered Nurses$93,540$79,430$78,533 (−16.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.