City comparison
Sioux Falls, SD vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Overall prices in Sioux Falls, SD (90.6) and Toledo, OH (91.5, U.S. average = 100) are within 1% of each other, so $100,000 in Sioux Falls, SD goes as far as $100,900 in Toledo, OH.
- Rent is the bigger story: a typical 1-bedroom costs $986 a month in Sioux Falls, SD versus $820 in Toledo, OH. On $100,000, that's 15% of take-home pay in Sioux Falls, SD and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Sioux Falls, SD.
- Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Sioux Falls, SD to Toledo, OH changes real buying power by −0.9%, purely from prices.
- Sioux Falls, SD: price level 90.6 (much cheaper)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Sioux Falls, SD | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 90.6 | 91.5 |
| $100,000 is worth, in the other city2 | $100,909 in Toledo | $99,099 in Sioux Falls |
| Typical 1-bedroom rent3 | $986/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (SD) | $1,968 (OH) |
| Rent burden on $100,000 | 15% | 13% |
| Median pay, all jobs4 | $47,970 | $48,220 |
| Federal locality pay area7 | Rest of U.S. | Rest of U.S. |
Rent areas: Sioux Falls, SD HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Sioux Falls, SD-MN and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Sioux Falls | Toledo |
|---|---|---|
| Housing (rent) | 77.6 | 67.3 |
| Goods | 95.5 | 93.6 |
| Utilities | 80.7 | 96.3 |
| Other services | 91.9 | 98.9 |
| Overall | 90.6 | 91.5 |
Moving with the same $100,000 salary
Sioux Falls, SD → Toledo, OH
Roughly even
Buying power −0.9%; rent takes 13% of take-home; state tax +$1,968/yr.
66 Fair offer
Toledo, OH → Sioux Falls, SD
Roughly even
Buying power +0.9%; rent takes 15% of take-home; state tax −$1,968/yr.
72 Strong offer
On the GS pay scale?
Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Sioux Falls, SD to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Sioux Falls, SD | Toledo, OH | Real change, Sioux Falls → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $61,722 | −0.9% |
| GS-11 step 1 | $74,678 | $74,678 | −0.9% |
| GS-12 step 1 | $89,508 | $89,508 | −0.9% |
| GS-13 step 1 | $106,437 | $106,437 | −0.9% |
| GS-14 step 1 | $125,776 | $125,776 | −0.9% |
Pay for common jobs
| Median annual pay4 | Sioux Falls, SD | Toledo, OH | Toledo pay in Sioux Falls dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,040 | $63,250 | $62,680 (+25.3%) |
| Software Developers | $101,040 | $104,360 | $103,420 (+2.4%) |
| Accountants and Auditors | $80,920 | $77,400 | $76,703 (−5.2%) |
| Registered Nurses | $75,350 | $81,050 | $80,320 (+6.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.