City comparison

Seattle, WA vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Seattle, WA (111.1) and Urban Honolulu, HI (111.0, U.S. average = 100) are within 1% of each other, so $100,000 in Seattle, WA goes as far as $99,800 in Urban Honolulu, HI.
  • Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $2,016 in Urban Honolulu, HI. On $100,000, that's 33% of take-home pay in Seattle, WA and 33% in Urban Honolulu, HI.
  • On $100,000, estimated state income tax is about $6,070 a year higher in Urban Honolulu, HI than in Seattle, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −7.1% moving from Seattle, WA to Urban Honolulu, HI ($119,630 → $111,119), while prices change by −0.2%. Net effect of the transfer: −7.0% in real buying power.
SeattleUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Seattle, WA: price level 111.1 (much pricier)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Seattle, WAUrban Honolulu, HI
Price level (U.S. = 100)2111.1111.0
$100,000 is worth, in the other city2$99,845 in Urban Honolulu$100,155 in Seattle
Typical 1-bedroom rent3$2,146/mo$2,016/mo
Take-home on $100,00014,15,8$79,180$73,110
State income tax on $100,000 (estimate)8$0 (WA)$6,070 (HI)
Rent burden on $100,00033%33%
Median pay, all jobs4$72,610$57,220
Federal locality pay area7Seattle-Tacoma, WAState of Hawaii

Rent areas: Seattle-Bellevue, WA HUD Metro FMR Area and Urban Honolulu, HI MSA. Metro areas: Seattle-Tacoma-Bellevue, WA and Urban Honolulu, HI.

What costs more or less

Seattle, WAUrban Honolulu, HI
Price level (U.S. = 100)SeattleUrban Honolulu
Housing (rent)151.3135.5
Goods104.0111.6
Utilities92.8187.3
Other services106.8102.9
Overall111.1111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Seattle, WA → Urban Honolulu, HI

Roughly even

Buying power +0.2%; rent takes 33% of take-home; state tax +$6,070/yr.

57 Fair offer

Urban Honolulu, HI → Seattle, WA

Roughly even

Buying power −0.2%; rent takes 33% of take-home; state tax −$6,070/yr.

57 Fair offer

On the GS pay scale?

Seattle, WA is in the Seattle-Tacoma, WA pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Seattle, WA to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Seattle, WAUrban Honolulu, HIReal change, Seattle → Urban Honolulu
GS-9 step 1$69,373$64,438−7.0%
GS-11 step 1$83,935$77,964−7.0%
GS-12 step 1$100,602$93,445−7.0%
GS-13 step 1$119,630$111,119−7.0%
GS-14 step 1$141,367$131,310−7.0%

Pay for common jobs

Median annual pay4Seattle, WAUrban Honolulu, HIUrban Honolulu pay in Seattle dollars
Elementary School Teachers, Except Special Education$102,920$73,080$73,193 (−28.9%)
Software Developers$167,280$120,230$120,416 (−28.0%)
Accountants and Auditors$99,370$74,990$75,106 (−24.4%)
Registered Nurses$128,260$139,260$139,476 (+8.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.