City comparison
Seattle, WA vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Seattle, WA are 21.5% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $121,500 in Seattle, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $820 in Toledo, OH. On $100,000, that's 33% of take-home pay in Seattle, WA and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Seattle, WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −11.0% moving from Seattle, WA to Toledo, OH ($119,630 → $106,437), while prices change by −17.7%. Net effect of the transfer: +8.1% in real buying power.
- Seattle, WA: price level 111.1 (much pricier)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Seattle, WA | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 111.1 | 91.5 |
| $100,000 is worth, in the other city2 | $82,293 in Toledo | $121,517 in Seattle |
| Typical 1-bedroom rent3 | $2,146/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (WA) | $1,968 (OH) |
| Rent burden on $100,000 | 33% | 13% |
| Median pay, all jobs4 | $72,610 | $48,220 |
| Federal locality pay area7 | Seattle-Tacoma, WA | Rest of U.S. |
Rent areas: Seattle-Bellevue, WA HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Seattle-Tacoma-Bellevue, WA and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Seattle | Toledo |
|---|---|---|
| Housing (rent) | 151.3 | 67.3 |
| Goods | 104.0 | 93.6 |
| Utilities | 92.8 | 96.3 |
| Other services | 106.8 | 98.9 |
| Overall | 111.1 | 91.5 |
Moving with the same $100,000 salary
Seattle, WA → Toledo, OH
Same pay goes further
Buying power +21.5%; rent takes 13% of take-home; state tax +$1,968/yr.
100 Strong offer
Toledo, OH → Seattle, WA
Same pay buys less
Buying power −17.7%; rent takes 33% of take-home; state tax −$1,968/yr.
26 Weak offer
On the GS pay scale?
Seattle, WA is in the Seattle-Tacoma, WA pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Seattle, WA to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Seattle, WA | Toledo, OH | Real change, Seattle → Toledo |
|---|---|---|---|
| GS-9 step 1 | $69,373 | $61,722 | +8.1% |
| GS-11 step 1 | $83,935 | $74,678 | +8.1% |
| GS-12 step 1 | $100,602 | $89,508 | +8.1% |
| GS-13 step 1 | $119,630 | $106,437 | +8.1% |
| GS-14 step 1 | $141,367 | $125,776 | +8.1% |
Pay for common jobs
| Median annual pay4 | Seattle, WA | Toledo, OH | Toledo pay in Seattle dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $102,920 | $63,250 | $76,859 (−25.3%) |
| Software Developers | $167,280 | $104,360 | $126,815 (−24.2%) |
| Accountants and Auditors | $99,370 | $77,400 | $94,054 (−5.3%) |
| Registered Nurses | $128,260 | $81,050 | $98,489 (−23.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.