City comparison

Scranton, PA vs Waco, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Scranton, PA are 1.1% higher than in Waco, TX. Someone earning $100,000 in Waco, TX would need about $101,100 in Scranton, PA to live the same way.
  • Typical 1-bedroom rents are close: $1,028 a month in Scranton, PA and $996 in Waco, TX.
  • On $100,000, estimated state income tax is about $3,070 a year higher in Scranton, PA than in Waco, TX.
  • Both cities are in the same federal pay area (Rest of U.S.), so a GS-13 step 1 earns $106,437 in either. A transfer from Scranton, PA to Waco, TX changes real buying power by +1.1%, purely from prices.
ScrantonWaco
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Scranton, PA: price level 93.6 (cheaper)
  • Waco, TX: price level 92.5 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Scranton, PAWaco, TX
Price level (U.S. = 100)293.692.5
$100,000 is worth, in the other city2$98,925 in Waco$101,087 in Scranton
Typical 1-bedroom rent3$1,028/mo$996/mo
Take-home on $100,00014,15,8$76,110$79,180
State income tax on $100,000 (estimate)8$3,070 (PA)$0 (TX)
Rent burden on $100,00016%15%
Median pay, all jobs4$46,330$46,020
Federal locality pay area7Rest of U.S.Rest of U.S.

Rent areas: Scranton--Wilkes-Barre, PA MSA and Waco, TX HUD Metro FMR Area. Metro areas: Scranton--Wilkes-Barre, PA and Waco, TX.

What costs more or less

Scranton, PAWaco, TX
Price level (U.S. = 100)ScrantonWaco
Housing (rent)67.083.5
Goods100.793.8
Utilities106.581.0
Other services97.796.2
Overall93.692.5
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Scranton, PA → Waco, TX

Roughly even

Buying power +1.1%; rent takes 15% of take-home; state tax −$3,070/yr.

72 Strong offer

Waco, TX → Scranton, PA

Roughly even

Buying power −1.1%; rent takes 16% of take-home; state tax +$3,070/yr.

65 Fair offer

On the GS pay scale?

Both metros are in the Rest of U.S. locality pay area, so GS salaries are identical. The last column shows what a transfer from Scranton, PA to Waco, TX at the same grade and step does to real buying power.

Grade5,2Scranton, PAWaco, TXReal change, Scranton → Waco
GS-9 step 1$61,722$61,722+1.1%
GS-11 step 1$74,678$74,678+1.1%
GS-12 step 1$89,508$89,508+1.1%
GS-13 step 1$106,437$106,437+1.1%
GS-14 step 1$125,776$125,776+1.1%

Pay for common jobs

Median annual pay4Scranton, PAWaco, TXWaco pay in Scranton dollars
Elementary School Teachers, Except Special Education$76,590$59,100$59,742 (−22.0%)
Software Developers$119,960$123,080$124,418 (+3.7%)
Accountants and Auditors$70,480$76,140$76,968 (+9.2%)
Registered Nurses$82,650$92,890$93,900 (+13.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.