City comparison

Santa Rosa, CA vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 2.9% higher than in Santa Rosa, CA. Someone earning $100,000 in Santa Rosa, CA would need about $102,900 in Urban Honolulu, HI to live the same way.
  • Rent differs too: a typical 1-bedroom costs $2,155 a month in Santa Rosa, CA versus $2,016 in Urban Honolulu, HI. On $100,000, that's 35% of take-home pay in Santa Rosa, CA and 33% in Urban Honolulu, HI.
  • On $100,000, estimated state income tax is about $999 a year higher in Urban Honolulu, HI than in Santa Rosa, CA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −16.5% moving from Santa Rosa, CA to Urban Honolulu, HI ($133,060 → $111,119), while prices change by +2.9%. Net effect of the transfer: −18.9% in real buying power.
Santa RosaUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Santa Rosa, CA: price level 107.8 (pricier)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Santa Rosa, CAUrban Honolulu, HI
Price level (U.S. = 100)2107.8111.0
$100,000 is worth, in the other city2$102,948 in Urban Honolulu$97,137 in Santa Rosa
Typical 1-bedroom rent3$2,155/mo$2,016/mo
Take-home on $100,00014,15,8$74,110$73,110
State income tax on $100,000 (estimate)8$5,070 (CA)$6,070 (HI)
Rent burden on $100,00035%33%
Median pay, all jobs4$56,850$57,220
Federal locality pay area7San Jose-San Francisco-Oakland, CAState of Hawaii

Rent areas: Santa Rosa-Petaluma, CA MSA and Urban Honolulu, HI MSA. Metro areas: Santa Rosa-Petaluma, CA and Urban Honolulu, HI.

What costs more or less

Santa Rosa, CAUrban Honolulu, HI
Price level (U.S. = 100)Santa RosaUrban Honolulu
Housing (rent)139.6135.5
Goods105.2111.6
Utilities154.8187.3
Other services100.3102.9
Overall107.8111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Santa Rosa, CA → Urban Honolulu, HI

Same pay buys less

Buying power −2.9%; rent takes 33% of take-home; state tax +$999/yr.

48 Fair offer

Urban Honolulu, HI → Santa Rosa, CA

Same pay goes further

Buying power +2.9%; rent takes 35% of take-home; state tax −$999/yr.

63 Fair offer

On the GS pay scale?

Santa Rosa, CA is in the San Jose-San Francisco-Oakland, CA pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Santa Rosa, CA to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Santa Rosa, CAUrban Honolulu, HIReal change, Santa Rosa → Urban Honolulu
GS-9 step 1$77,161$64,438−18.9%
GS-11 step 1$93,358$77,964−18.9%
GS-12 step 1$111,896$93,445−18.9%
GS-13 step 1$133,060$111,119−18.9%
GS-14 step 1$157,236$131,310−18.9%

Pay for common jobs

Median annual pay4Santa Rosa, CAUrban Honolulu, HIUrban Honolulu pay in Santa Rosa dollars
Elementary School Teachers, Except Special Education$99,060$73,080$70,988 (−28.3%)
Software Developers$148,630$120,230$116,788 (−21.4%)
Accountants and Auditors$94,690$74,990$72,843 (−23.1%)
Registered Nurses$174,550$139,260$135,273 (−22.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.