City comparison

Santa Rosa, CA vs Trenton, NJ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Rosa, CA are 4.5% higher than in Trenton, NJ. Someone earning $100,000 in Trenton, NJ would need about $104,500 in Santa Rosa, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,155 a month in Santa Rosa, CA versus $1,545 in Trenton, NJ. On $100,000, that's 35% of take-home pay in Santa Rosa, CA and 25% in Trenton, NJ.
  • On $100,000, estimated state income tax is about $890 a year higher in Santa Rosa, CA than in Trenton, NJ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −5.7% moving from Santa Rosa, CA to Trenton, NJ ($133,060 → $125,431), while prices change by −4.3%. Net effect of the transfer: −1.5% in real buying power.
Santa RosaTrenton
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Santa Rosa, CA: price level 107.8 (pricier)
  • Trenton, NJ: price level 103.2 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Santa Rosa, CATrenton, NJ
Price level (U.S. = 100)2107.8103.2
$100,000 is worth, in the other city2$95,728 in Trenton$104,462 in Santa Rosa
Typical 1-bedroom rent3$2,155/mo$1,545/mo
Take-home on $100,00014,15,8$74,110$75,000
State income tax on $100,000 (estimate)8$5,070 (CA)$4,180 (NJ)
Rent burden on $100,00035%25%
Median pay, all jobs4$56,850$63,490
Federal locality pay area7San Jose-San Francisco-Oakland, CANew York-Newark, NY-NJ-CT-PA

Rent areas: Santa Rosa-Petaluma, CA MSA and Trenton-Princeton, NJ MSA. Metro areas: Santa Rosa-Petaluma, CA and Trenton-Princeton, NJ.

What costs more or less

Santa Rosa, CATrenton, NJ
Price level (U.S. = 100)Santa RosaTrenton
Housing (rent)139.6135.1
Goods105.299.8
Utilities154.8112.3
Other services100.397.9
Overall107.8103.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Santa Rosa, CA → Trenton, NJ

Same pay goes further

Buying power +4.5%; rent takes 25% of take-home; state tax −$890/yr.

83 Strong offer

Trenton, NJ → Santa Rosa, CA

Same pay buys less

Buying power −4.3%; rent takes 35% of take-home; state tax +$890/yr.

41 Weak offer

On the GS pay scale?

Santa Rosa, CA is in the San Jose-San Francisco-Oakland, CA pay area; Trenton, NJ is in New York-Newark, NY-NJ-CT-PA. The last column shows what a transfer from Santa Rosa, CA to Trenton, NJ at the same grade and step does to real buying power.

Grade5,2Santa Rosa, CATrenton, NJReal change, Santa Rosa → Trenton
GS-9 step 1$77,161$72,737−1.5%
GS-11 step 1$93,358$88,005−1.5%
GS-12 step 1$111,896$105,481−1.5%
GS-13 step 1$133,060$125,431−1.5%
GS-14 step 1$157,236$148,222−1.5%

Pay for common jobs

Median annual pay4Santa Rosa, CATrenton, NJTrenton pay in Santa Rosa dollars
Elementary School Teachers, Except Special Education$99,060$77,850$81,324 (−17.9%)
Software Developers$148,630$128,770$134,516 (−9.5%)
Accountants and Auditors$94,690$99,550$103,992 (+9.8%)
Registered Nurses$174,550$99,990$104,452 (−40.2%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.