City comparison

Santa Maria, CA vs Tulsa, OK

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 22.0% higher than in Tulsa, OK. Someone earning $100,000 in Tulsa, OK would need about $122,000 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $987 in Tulsa, OK. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 16% in Tulsa, OK.
  • On $100,000, estimated state income tax is about $1,116 a year higher in Santa Maria, CA than in Tulsa, OK.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Santa Maria, CA to Tulsa, OK ($124,085 → $106,437), while prices change by −18.0%. Net effect of the transfer: +4.6% in real buying power.
Santa MariaTulsa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Santa Maria, CA: price level 108.8 (much pricier)
  • Tulsa, OK: price level 89.2 (much cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Santa Maria, CATulsa, OK
Price level (U.S. = 100)2108.889.2
$100,000 is worth, in the other city2$82,000 in Tulsa$121,952 in Santa Maria
Typical 1-bedroom rent3$2,746/mo$987/mo
Take-home on $100,00014,15,8$74,110$75,226
State income tax on $100,000 (estimate)8$5,070 (CA)$3,955 (OK)
Rent burden on $100,00044%16%
Median pay, all jobs4$51,690$46,670
Federal locality pay area7Los Angeles-Long Beach, CARest of U.S.

Rent areas: Santa Maria-Santa Barbara, CA MSA and Tulsa, OK HUD Metro FMR Area. Metro areas: Santa Maria-Santa Barbara, CA and Tulsa, OK.

What costs more or less

Santa Maria, CATulsa, OK
Price level (U.S. = 100)Santa MariaTulsa
Housing (rent)151.468.2
Goods105.293.8
Utilities149.873.9
Other services100.395.5
Overall108.889.2
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Santa Maria, CA → Tulsa, OK

Same pay goes further

Buying power +22.0%; rent takes 16% of take-home; state tax −$1,116/yr.

100 Strong offer

Tulsa, OK → Santa Maria, CA

Same pay buys less

Buying power −18.0%; rent takes 44% of take-home; state tax +$1,116/yr.

8 Weak offer

On the GS pay scale?

Santa Maria, CA is in the Los Angeles-Long Beach, CA pay area; Tulsa, OK is in Rest of U.S.. The last column shows what a transfer from Santa Maria, CA to Tulsa, OK at the same grade and step does to real buying power.

Grade5,2Santa Maria, CATulsa, OKReal change, Santa Maria → Tulsa
GS-9 step 1$71,957$61,722+4.6%
GS-11 step 1$87,061$74,678+4.6%
GS-12 step 1$104,349$89,508+4.6%
GS-13 step 1$124,085$106,437+4.6%
GS-14 step 1$146,632$125,776+4.6%

Pay for common jobs

Median annual pay4Santa Maria, CATulsa, OKTulsa pay in Santa Maria dollars
Elementary School Teachers, Except Special Education$101,030$48,220$58,805 (−41.8%)
Software Developers$158,290$108,730$132,598 (−16.2%)
Accountants and Auditors$91,610$81,320$99,171 (+8.3%)
Registered Nurses$137,360$84,790$103,403 (−24.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.