City comparison

Santa Maria, CA vs Santa Rosa, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Overall prices in Santa Maria, CA (108.8) and Santa Rosa, CA (107.8, U.S. average = 100) are within 1% of each other, so $100,000 in Santa Maria, CA goes as far as $99,100 in Santa Rosa, CA.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $2,155 in Santa Rosa, CA. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 35% in Santa Rosa, CA.
  • Both are in CA, so estimated state income tax is the same: $5,070 a year on $100,000.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +7.2% moving from Santa Maria, CA to Santa Rosa, CA ($124,085 → $133,060), while prices change by −0.9%. Net effect of the transfer: +8.2% in real buying power.
Santa MariaSanta Rosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Santa Maria, CA: price level 108.8 (much pricier)
  • Santa Rosa, CA: price level 107.8 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Santa Maria, CASanta Rosa, CA
Price level (U.S. = 100)2108.8107.8
$100,000 is worth, in the other city2$99,068 in Santa Rosa$100,941 in Santa Maria
Typical 1-bedroom rent3$2,746/mo$2,155/mo
Take-home on $100,00014,15,8$74,110$74,110
State income tax on $100,000 (estimate)8$5,070 (CA)$5,070 (CA)
Rent burden on $100,00044%35%
Median pay, all jobs4$51,690$56,850
Federal locality pay area7Los Angeles-Long Beach, CASan Jose-San Francisco-Oakland, CA

Rent areas: Santa Maria-Santa Barbara, CA MSA and Santa Rosa-Petaluma, CA MSA. Metro areas: Santa Maria-Santa Barbara, CA and Santa Rosa-Petaluma, CA.

What costs more or less

Santa Maria, CASanta Rosa, CA
Price level (U.S. = 100)Santa MariaSanta Rosa
Housing (rent)151.4139.6
Goods105.2105.2
Utilities149.8154.8
Other services100.3100.3
Overall108.8107.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Santa Maria, CA → Santa Rosa, CA

Roughly even

Buying power +0.9%; rent takes 35% of take-home; state tax +$0/yr.

57 Fair offer

Santa Rosa, CA → Santa Maria, CA

Roughly even

Buying power −0.9%; rent takes 44% of take-home; state tax +$0/yr.

37 Weak offer

On the GS pay scale?

Santa Maria, CA is in the Los Angeles-Long Beach, CA pay area; Santa Rosa, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Santa Maria, CA to Santa Rosa, CA at the same grade and step does to real buying power.

Grade5,2Santa Maria, CASanta Rosa, CAReal change, Santa Maria → Santa Rosa
GS-9 step 1$71,957$77,161+8.2%
GS-11 step 1$87,061$93,358+8.2%
GS-12 step 1$104,349$111,896+8.2%
GS-13 step 1$124,085$133,060+8.2%
GS-14 step 1$146,632$157,236+8.2%

Pay for common jobs

Median annual pay4Santa Maria, CASanta Rosa, CASanta Rosa pay in Santa Maria dollars
Elementary School Teachers, Except Special Education$101,030$99,060$99,992 (−1.0%)
Software Developers$158,290$148,630$150,028 (−5.2%)
Accountants and Auditors$91,610$94,690$95,581 (+4.3%)
Registered Nurses$137,360$174,550$176,192 (+28.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.