City comparison

San Luis Obispo, CA vs Tucson, AZ

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Luis Obispo, CA are 12.1% higher than in Tucson, AZ. Someone earning $100,000 in Tucson, AZ would need about $112,100 in San Luis Obispo, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,914 a month in San Luis Obispo, CA versus $1,081 in Tucson, AZ. On $100,000, that's 31% of take-home pay in San Luis Obispo, CA and 17% in Tucson, AZ.
  • On $100,000, estimated state income tax is about $2,779 a year higher in San Luis Obispo, CA than in Tucson, AZ.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −12.6% moving from San Luis Obispo, CA to Tucson, AZ ($124,085 → $108,455), while prices change by −10.8%. Net effect of the transfer: −2.0% in real buying power.
San Luis ObispoTucson
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Luis Obispo, CA: price level 108.6 (much pricier)
  • Tucson, AZ: price level 96.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Luis Obispo, CATucson, AZ
Price level (U.S. = 100)2108.696.9
$100,000 is worth, in the other city2$89,226 in Tucson$112,075 in San Luis Obispo
Typical 1-bedroom rent3$1,914/mo$1,081/mo
Take-home on $100,00014,15,8$74,110$76,889
State income tax on $100,000 (estimate)8$5,070 (CA)$2,291 (AZ)
Rent burden on $100,00031%17%
Median pay, all jobs4$50,770$47,760
Federal locality pay area7Los Angeles-Long Beach, CATucson-Nogales, AZ

Rent areas: San Luis Obispo-Paso Robles, CA MSA and Tucson, AZ MSA. Metro areas: San Luis Obispo-Paso Robles, CA and Tucson, AZ.

What costs more or less

San Luis Obispo, CATucson, AZ
Price level (U.S. = 100)San Luis ObispoTucson
Housing (rent)144.491.8
Goods105.296.2
Utilities147.889.5
Other services100.399.8
Overall108.696.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Luis Obispo, CA → Tucson, AZ

Same pay goes further

Buying power +12.1%; rent takes 17% of take-home; state tax −$2,779/yr.

100 Strong offer

Tucson, AZ → San Luis Obispo, CA

Same pay buys less

Buying power −10.8%; rent takes 31% of take-home; state tax +$2,779/yr.

29 Weak offer

On the GS pay scale?

San Luis Obispo, CA is in the Los Angeles-Long Beach, CA pay area; Tucson, AZ is in Tucson-Nogales, AZ. The last column shows what a transfer from San Luis Obispo, CA to Tucson, AZ at the same grade and step does to real buying power.

Grade5,2San Luis Obispo, CATucson, AZReal change, San Luis Obispo → Tucson
GS-9 step 1$71,957$62,893−2.0%
GS-11 step 1$87,061$76,095−2.0%
GS-12 step 1$104,349$91,205−2.0%
GS-13 step 1$124,085$108,455−2.0%
GS-14 step 1$146,632$128,162−2.0%

Pay for common jobs

Median annual pay4San Luis Obispo, CATucson, AZTucson pay in San Luis Obispo dollars
Elementary School Teachers, Except Special Education$97,620$47,220$52,922 (−45.8%)
Software Developers$135,020$123,710$138,648 (+2.7%)
Accountants and Auditors$88,160$76,320$85,535 (−3.0%)
Registered Nurses$138,820$94,110$105,474 (−24.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.