City comparison

San Francisco, CA vs Tallahassee, FL

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in San Francisco, CA are 23.1% higher than in Tallahassee, FL. Someone earning $100,000 in Tallahassee, FL would need about $123,100 in San Francisco, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,977 a month in San Francisco, CA versus $1,204 in Tallahassee, FL. On $100,000, that's 48% of take-home pay in San Francisco, CA and 18% in Tallahassee, FL.
  • On $100,000, estimated state income tax is about $5,070 a year higher in San Francisco, CA than in Tallahassee, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −20.0% moving from San Francisco, CA to Tallahassee, FL ($133,060 → $106,437), while prices change by −18.8%. Net effect of the transfer: −1.5% in real buying power.
San FranciscoTallahassee
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • San Francisco, CA: price level 115.6 (much pricier)
  • Tallahassee, FL: price level 93.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

San Francisco, CATallahassee, FL
Price level (U.S. = 100)2115.693.9
$100,000 is worth, in the other city2$81,236 in Tallahassee$123,099 in San Francisco
Typical 1-bedroom rent3$2,977/mo$1,204/mo
Take-home on $100,00014,15,8$74,110$79,180
State income tax on $100,000 (estimate)8$5,070 (CA)$0 (FL)
Rent burden on $100,00048%18%
Median pay, all jobs4$74,260$46,520
Federal locality pay area7San Jose-San Francisco-Oakland, CARest of U.S.

Rent areas: San Francisco, CA HUD Metro FMR Area and Tallahassee, FL HUD Metro FMR Area. Metro areas: San Francisco-Oakland-Fremont, CA and Tallahassee, FL.

What costs more or less

San Francisco, CATallahassee, FL
Price level (U.S. = 100)San FranciscoTallahassee
Housing (rent)194.778.5
Goods108.596.2
Utilities172.687.5
Other services106.298.9
Overall115.693.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

San Francisco, CA → Tallahassee, FL

Same pay goes further

Buying power +23.1%; rent takes 18% of take-home; state tax −$5,070/yr.

100 Strong offer

Tallahassee, FL → San Francisco, CA

Same pay buys less

Buying power −18.8%; rent takes 48% of take-home; state tax +$5,070/yr.

3 Weak offer

On the GS pay scale?

San Francisco, CA is in the San Jose-San Francisco-Oakland, CA pay area; Tallahassee, FL is in Rest of U.S.. The last column shows what a transfer from San Francisco, CA to Tallahassee, FL at the same grade and step does to real buying power.

Grade5,2San Francisco, CATallahassee, FLReal change, San Francisco → Tallahassee
GS-9 step 1$77,161$61,722−1.5%
GS-11 step 1$93,358$74,678−1.5%
GS-12 step 1$111,896$89,508−1.5%
GS-13 step 1$133,060$106,437−1.5%
GS-14 step 1$157,236$125,776−1.5%

Pay for common jobs

Median annual pay4San Francisco, CATallahassee, FLTallahassee pay in San Francisco dollars
Elementary School Teachers, Except Special Education$101,860$55,020$67,729 (−33.5%)
Software Developers$186,640$121,800$149,934 (−19.7%)
Accountants and Auditors$110,730$61,840$76,124 (−31.3%)
Registered Nurses$186,610$79,430$97,777 (−47.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.