City comparison
San Francisco, CA vs Spartanburg, SC
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Francisco, CA are 27.0% higher than in Spartanburg, SC. Someone earning $100,000 in Spartanburg, SC would need about $127,000 in San Francisco, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,977 a month in San Francisco, CA versus $1,083 in Spartanburg, SC. On $100,000, that's 48% of take-home pay in San Francisco, CA and 17% in Spartanburg, SC.
- Estimated state income tax on $100,000 is close: $5,070 a year in CA and $4,843 in SC.
- For federal employees, locality pay changes a GS-13 step 1 salary by −20.0% moving from San Francisco, CA to Spartanburg, SC ($133,060 → $106,437), while prices change by −21.2%. Net effect of the transfer: +1.6% in real buying power.
- San Francisco, CA: price level 115.6 (much pricier)
- Spartanburg, SC: price level 91.1 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| San Francisco, CA | Spartanburg, SC | |
|---|---|---|
| Price level (U.S. = 100)2 | 115.6 | 91.1 |
| $100,000 is worth, in the other city2 | $78,755 in Spartanburg | $126,976 in San Francisco |
| Typical 1-bedroom rent3 | $2,977/mo | $1,083/mo |
| Take-home on $100,00014,15,8 | $74,110 | $74,337 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $4,843 (SC) |
| Rent burden on $100,000 | 48% | 17% |
| Median pay, all jobs4 | $74,260 | $47,650 |
| Federal locality pay area7 | San Jose-San Francisco-Oakland, CA | Rest of U.S. |
Rent areas: San Francisco, CA HUD Metro FMR Area and Spartanburg, SC HUD Metro FMR Area. Metro areas: San Francisco-Oakland-Fremont, CA and Spartanburg, SC.
What costs more or less
| Price level (U.S. = 100) | San Francisco | Spartanburg |
|---|---|---|
| Housing (rent) | 194.7 | 68.0 |
| Goods | 108.5 | 96.3 |
| Utilities | 172.6 | 88.3 |
| Other services | 106.2 | 98.3 |
| Overall | 115.6 | 91.1 |
Moving with the same $100,000 salary
San Francisco, CA → Spartanburg, SC
Same pay goes further
Buying power +27.0%; rent takes 17% of take-home; state tax −$228/yr.
100 Strong offer
Spartanburg, SC → San Francisco, CA
Same pay buys less
Buying power −21.2%; rent takes 48% of take-home; state tax +$228/yr.
3 Weak offer
On the GS pay scale?
San Francisco, CA is in the San Jose-San Francisco-Oakland, CA pay area; Spartanburg, SC is in Rest of U.S.. The last column shows what a transfer from San Francisco, CA to Spartanburg, SC at the same grade and step does to real buying power.
| Grade5,2 | San Francisco, CA | Spartanburg, SC | Real change, San Francisco → Spartanburg |
|---|---|---|---|
| GS-9 step 1 | $77,161 | $61,722 | +1.6% |
| GS-11 step 1 | $93,358 | $74,678 | +1.6% |
| GS-12 step 1 | $111,896 | $89,508 | +1.6% |
| GS-13 step 1 | $133,060 | $106,437 | +1.6% |
| GS-14 step 1 | $157,236 | $125,776 | +1.6% |
Pay for common jobs
| Median annual pay4 | San Francisco, CA | Spartanburg, SC | Spartanburg pay in San Francisco dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $101,860 | $60,990 | $77,443 (−24.0%) |
| Software Developers | $186,640 | $114,460 | $145,337 (−22.1%) |
| Accountants and Auditors | $110,730 | $77,080 | $97,873 (−11.6%) |
| Registered Nurses | $186,610 | $82,360 | $104,578 (−44.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.