City comparison

Salt Lake City, UT vs St. Louis, MO

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 6.1% higher than in St. Louis, MO. Someone earning $100,000 in St. Louis, MO would need about $106,100 in Salt Lake City, UT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,456 a month in Salt Lake City, UT versus $995 in St. Louis, MO. On $100,000, that's 23% of take-home pay in Salt Lake City, UT and 16% in St. Louis, MO.
  • Estimated state income tax on $100,000 is close: $3,534 a year in UT and $3,763 in MO.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.5% moving from Salt Lake City, UT to St. Louis, MO ($106,437 → $109,137), while prices change by −5.7%. Net effect of the transfer: +8.8% in real buying power.
Salt Lake CitySt. Louis
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Salt Lake City, UT: price level 100.9 (about average)
  • St. Louis, MO: price level 95.1 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Salt Lake City, UTSt. Louis, MO
Price level (U.S. = 100)2100.995.1
$100,000 is worth, in the other city2$94,270 in St. Louis$106,079 in Salt Lake City
Typical 1-bedroom rent3$1,456/mo$995/mo
Take-home on $100,00014,15,8$75,646$75,417
State income tax on $100,000 (estimate)8$3,534 (UT)$3,763 (MO)
Rent burden on $100,00023%16%
Median pay, all jobs4$55,240$49,990
Federal locality pay area7Rest of U.S.St. Louis-St. Charles-Farmington, MO-IL

Rent areas: Salt Lake City, UT HUD Metro FMR Area and St. Louis, MO-IL HUD Metro FMR Area. Metro areas: Salt Lake City-Murray, UT and St. Louis, MO-IL.

What costs more or less

Salt Lake City, UTSt. Louis, MO
Price level (U.S. = 100)Salt Lake CitySt. Louis
Housing (rent)123.379.0
Goods96.4100.0
Utilities79.069.9
Other services99.098.6
Overall100.995.1
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Salt Lake City, UT → St. Louis, MO

Same pay goes further

Buying power +6.1%; rent takes 16% of take-home; state tax +$229/yr.

88 Strong offer

St. Louis, MO → Salt Lake City, UT

Same pay buys less

Buying power −5.7%; rent takes 23% of take-home; state tax −$229/yr.

51 Fair offer

On the GS pay scale?

Salt Lake City, UT is in the Rest of U.S. pay area; St. Louis, MO is in St. Louis-St. Charles-Farmington, MO-IL. The last column shows what a transfer from Salt Lake City, UT to St. Louis, MO at the same grade and step does to real buying power.

Grade5,2Salt Lake City, UTSt. Louis, MOReal change, Salt Lake City → St. Louis
GS-9 step 1$61,722$63,288+8.8%
GS-11 step 1$74,678$76,573+8.8%
GS-12 step 1$89,508$91,779+8.8%
GS-13 step 1$106,437$109,137+8.8%
GS-14 step 1$125,776$128,967+8.8%

Pay for common jobs

Median annual pay4Salt Lake City, UTSt. Louis, MOSt. Louis pay in Salt Lake City dollars
Elementary School Teachers, Except Special Education$77,920$60,650$64,337 (−17.4%)
Software Developers$129,600$129,030$136,873 (+5.6%)
Accountants and Auditors$82,100$78,880$83,675 (+1.9%)
Registered Nurses$85,890$83,180$88,236 (+2.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.