City comparison

Salt Lake City, UT vs San Antonio, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Salt Lake City, UT are 6.5% higher than in San Antonio, TX. Someone earning $100,000 in San Antonio, TX would need about $106,500 in Salt Lake City, UT to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,456 a month in Salt Lake City, UT versus $1,177 in San Antonio, TX. On $100,000, that's 23% of take-home pay in Salt Lake City, UT and 18% in San Antonio, TX.
  • On $100,000, estimated state income tax is about $3,534 a year higher in Salt Lake City, UT than in San Antonio, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +1.5% moving from Salt Lake City, UT to San Antonio, TX ($106,437 → $108,001), while prices change by −6.1%. Net effect of the transfer: +8.1% in real buying power.
Salt Lake CitySan Antonio
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Salt Lake City, UT: price level 100.9 (about average)
  • San Antonio, TX: price level 94.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Salt Lake City, UTSan Antonio, TX
Price level (U.S. = 100)2100.994.7
$100,000 is worth, in the other city2$93,901 in San Antonio$106,495 in Salt Lake City
Typical 1-bedroom rent3$1,456/mo$1,177/mo
Take-home on $100,00014,15,8$75,646$79,180
State income tax on $100,000 (estimate)8$3,534 (UT)$0 (TX)
Rent burden on $100,00023%18%
Median pay, all jobs4$55,240$47,010
Federal locality pay area7Rest of U.S.San Antonio-New Braunfels-Pearsall, TX

Rent areas: Salt Lake City, UT HUD Metro FMR Area and San Antonio-New Braunfels, TX HUD Metro FMR Area. Metro areas: Salt Lake City-Murray, UT and San Antonio-New Braunfels, TX.

What costs more or less

Salt Lake City, UTSan Antonio, TX
Price level (U.S. = 100)Salt Lake CitySan Antonio
Housing (rent)123.394.6
Goods96.493.8
Utilities79.082.2
Other services99.096.2
Overall100.994.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Salt Lake City, UT → San Antonio, TX

Same pay goes further

Buying power +6.5%; rent takes 18% of take-home; state tax −$3,534/yr.

89 Strong offer

San Antonio, TX → Salt Lake City, UT

Same pay buys less

Buying power −6.1%; rent takes 23% of take-home; state tax +$3,534/yr.

50 Fair offer

On the GS pay scale?

Salt Lake City, UT is in the Rest of U.S. pay area; San Antonio, TX is in San Antonio-New Braunfels-Pearsall, TX. The last column shows what a transfer from Salt Lake City, UT to San Antonio, TX at the same grade and step does to real buying power.

Grade5,2Salt Lake City, UTSan Antonio, TXReal change, Salt Lake City → San Antonio
GS-9 step 1$61,722$62,629+8.1%
GS-11 step 1$74,678$75,776+8.1%
GS-12 step 1$89,508$90,823+8.1%
GS-13 step 1$106,437$108,001+8.1%
GS-14 step 1$125,776$127,624+8.1%

Pay for common jobs

Median annual pay4Salt Lake City, UTSan Antonio, TXSan Antonio pay in Salt Lake City dollars
Elementary School Teachers, Except Special Education$77,920$61,720$65,729 (−15.6%)
Software Developers$129,600$128,430$136,772 (+5.5%)
Accountants and Auditors$82,100$78,650$83,758 (+2.0%)
Registered Nurses$85,890$94,370$100,500 (+17.0%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.