City comparison
Salem, OR vs San Francisco, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in San Francisco, CA are 11.5% higher than in Salem, OR. Someone earning $100,000 in Salem, OR would need about $111,500 in San Francisco, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,977 a month in San Francisco, CA versus $1,201 in Salem, OR. On $100,000, that's 48% of take-home pay in San Francisco, CA and 20% in Salem, OR.
- On $100,000, estimated state income tax is about $2,850 a year higher in Salem, OR than in San Francisco, CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +16.0% moving from Salem, OR to San Francisco, CA ($114,684 → $133,060), while prices change by +11.5%. Net effect of the transfer: +4.0% in real buying power.
- Salem, OR: price level 103.6 (pricier)
- San Francisco, CA: price level 115.6 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Salem, OR | San Francisco, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.6 | 115.6 |
| $100,000 is worth, in the other city2 | $111,543 in San Francisco | $89,652 in Salem |
| Typical 1-bedroom rent3 | $1,201/mo | $2,977/mo |
| Take-home on $100,00014,15,8 | $71,260 | $74,110 |
| State income tax on $100,000 (estimate)8 | $7,920 (OR) | $5,070 (CA) |
| Rent burden on $100,000 | 20% | 48% |
| Median pay, all jobs4 | $55,310 | $74,260 |
| Federal locality pay area7 | Portland-Vancouver-Salem, OR-WA | San Jose-San Francisco-Oakland, CA |
Rent areas: Salem, OR MSA and San Francisco, CA HUD Metro FMR Area. Metro areas: Salem, OR and San Francisco-Oakland-Fremont, CA.
What costs more or less
| Price level (U.S. = 100) | Salem | San Francisco |
|---|---|---|
| Housing (rent) | 110.3 | 194.7 |
| Goods | 105.3 | 108.5 |
| Utilities | 104.7 | 172.6 |
| Other services | 100.3 | 106.2 |
| Overall | 103.6 | 115.6 |
Moving with the same $100,000 salary
Salem, OR → San Francisco, CA
Same pay buys less
Buying power −10.3%; rent takes 48% of take-home; state tax −$2,850/yr.
3 Weak offer
San Francisco, CA → Salem, OR
Same pay goes further
Buying power +11.5%; rent takes 20% of take-home; state tax +$2,850/yr.
100 Strong offer
On the GS pay scale?
Salem, OR is in the Portland-Vancouver-Salem, OR-WA pay area; San Francisco, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Salem, OR to San Francisco, CA at the same grade and step does to real buying power.
| Grade5,2 | Salem, OR | San Francisco, CA | Real change, Salem → San Francisco |
|---|---|---|---|
| GS-9 step 1 | $66,505 | $77,161 | +4.0% |
| GS-11 step 1 | $80,465 | $93,358 | +4.0% |
| GS-12 step 1 | $96,443 | $111,896 | +4.0% |
| GS-13 step 1 | $114,684 | $133,060 | +4.0% |
| GS-14 step 1 | $135,522 | $157,236 | +4.0% |
Pay for common jobs
| Median annual pay4 | Salem, OR | San Francisco, CA | San Francisco pay in Salem dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $74,810 | $101,860 | $91,319 (+22.1%) |
| Software Developers | $131,620 | $186,640 | $167,326 (+27.1%) |
| Accountants and Auditors | $87,480 | $110,730 | $99,271 (+13.5%) |
| Registered Nurses | $131,750 | $186,610 | $167,299 (+27.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.