City comparison

Rochester, NY vs Urban Honolulu, HI

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Urban Honolulu, HI are 14.4% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $114,400 in Urban Honolulu, HI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,016 a month in Urban Honolulu, HI versus $1,256 in Rochester, NY. On $100,000, that's 33% of take-home pay in Urban Honolulu, HI and 20% in Rochester, NY.
  • On $100,000, estimated state income tax is about $1,210 a year higher in Urban Honolulu, HI than in Rochester, NY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +3.7% moving from Rochester, NY to Urban Honolulu, HI ($107,182 → $111,119), while prices change by +14.4%. Net effect of the transfer: −9.3% in real buying power.
RochesterUrban Honolulu
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Rochester, NY: price level 97.0 (cheaper)
  • Urban Honolulu, HI: price level 111.0 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Rochester, NYUrban Honolulu, HI
Price level (U.S. = 100)297.0111.0
$100,000 is worth, in the other city2$114,352 in Urban Honolulu$87,450 in Rochester
Typical 1-bedroom rent3$1,256/mo$2,016/mo
Take-home on $100,00014,15,8$74,320$73,110
State income tax on $100,000 (estimate)8$4,860 (NY)$6,070 (HI)
Rent burden on $100,00020%33%
Median pay, all jobs4$51,210$57,220
Federal locality pay area7Rochester-Batavia-Seneca Falls, NYState of Hawaii

Rent areas: Rochester, NY MSA and Urban Honolulu, HI MSA. Metro areas: Rochester, NY and Urban Honolulu, HI.

What costs more or less

Rochester, NYUrban Honolulu, HI
Price level (U.S. = 100)RochesterUrban Honolulu
Housing (rent)87.5135.5
Goods99.7111.6
Utilities133.2187.3
Other services97.8102.9
Overall97.0111.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Rochester, NY → Urban Honolulu, HI

Same pay buys less

Buying power −12.6%; rent takes 33% of take-home; state tax +$1,210/yr.

25 Weak offer

Urban Honolulu, HI → Rochester, NY

Same pay goes further

Buying power +14.4%; rent takes 20% of take-home; state tax −$1,210/yr.

100 Strong offer

On the GS pay scale?

Rochester, NY is in the Rochester-Batavia-Seneca Falls, NY pay area; Urban Honolulu, HI is in State of Hawaii. The last column shows what a transfer from Rochester, NY to Urban Honolulu, HI at the same grade and step does to real buying power.

Grade5,2Rochester, NYUrban Honolulu, HIReal change, Rochester → Urban Honolulu
GS-9 step 1$62,155$64,438−9.3%
GS-11 step 1$75,202$77,964−9.3%
GS-12 step 1$90,135$93,445−9.3%
GS-13 step 1$107,182$111,119−9.3%
GS-14 step 1$126,657$131,310−9.3%

Pay for common jobs

Median annual pay4Rochester, NYUrban Honolulu, HIUrban Honolulu pay in Rochester dollars
Elementary School Teachers, Except Special Education$62,840$73,080$63,908 (+1.7%)
Software Developers$122,770$120,230$105,141 (−14.4%)
Accountants and Auditors$80,890$74,990$65,578 (−18.9%)
Registered Nurses$86,570$139,260$121,782 (+40.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.