City comparison
Rochester, NY vs Sacramento, CA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Sacramento, CA are 9.9% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $109,900 in Sacramento, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,832 a month in Sacramento, CA versus $1,256 in Rochester, NY. On $100,000, that's 30% of take-home pay in Sacramento, CA and 20% in Rochester, NY.
- Estimated state income tax on $100,000 is close: $4,860 a year in NY and $5,070 in CA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +10.1% moving from Rochester, NY to Sacramento, CA ($107,182 → $117,984), while prices change by +9.9%. Net effect of the transfer: +0.1% in real buying power.
- Rochester, NY: price level 97.0 (cheaper)
- Sacramento, CA: price level 106.7 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Rochester, NY | Sacramento, CA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.0 | 106.7 |
| $100,000 is worth, in the other city2 | $109,929 in Sacramento | $90,967 in Rochester |
| Typical 1-bedroom rent3 | $1,256/mo | $1,832/mo |
| Take-home on $100,00014,15,8 | $74,320 | $74,110 |
| State income tax on $100,000 (estimate)8 | $4,860 (NY) | $5,070 (CA) |
| Rent burden on $100,000 | 20% | 30% |
| Median pay, all jobs4 | $51,210 | $59,750 |
| Federal locality pay area7 | Rochester-Batavia-Seneca Falls, NY | Sacramento-Roseville, CA-NV |
Rent areas: Rochester, NY MSA and Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. Metro areas: Rochester, NY and Sacramento-Roseville-Folsom, CA.
What costs more or less
| Price level (U.S. = 100) | Rochester | Sacramento |
|---|---|---|
| Housing (rent) | 87.5 | 130.2 |
| Goods | 99.7 | 105.2 |
| Utilities | 133.2 | 151.3 |
| Other services | 97.8 | 100.3 |
| Overall | 97.0 | 106.7 |
Moving with the same $100,000 salary
Rochester, NY → Sacramento, CA
Same pay buys less
Buying power −9.0%; rent takes 30% of take-home; state tax +$211/yr.
34 Weak offer
Sacramento, CA → Rochester, NY
Same pay goes further
Buying power +9.9%; rent takes 20% of take-home; state tax −$211/yr.
100 Strong offer
On the GS pay scale?
Rochester, NY is in the Rochester-Batavia-Seneca Falls, NY pay area; Sacramento, CA is in Sacramento-Roseville, CA-NV. The last column shows what a transfer from Rochester, NY to Sacramento, CA at the same grade and step does to real buying power.
| Grade5,2 | Rochester, NY | Sacramento, CA | Real change, Rochester → Sacramento |
|---|---|---|---|
| GS-9 step 1 | $62,155 | $68,419 | +0.1% |
| GS-11 step 1 | $75,202 | $82,780 | +0.1% |
| GS-12 step 1 | $90,135 | $99,218 | +0.1% |
| GS-13 step 1 | $107,182 | $117,984 | +0.1% |
| GS-14 step 1 | $126,657 | $139,422 | +0.1% |
Pay for common jobs
| Median annual pay4 | Rochester, NY | Sacramento, CA | Sacramento pay in Rochester dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,840 | $103,390 | $94,051 (+49.7%) |
| Software Developers | $122,770 | $139,640 | $127,027 (+3.5%) |
| Accountants and Auditors | $80,890 | $92,110 | $83,790 (+3.6%) |
| Registered Nurses | $86,570 | $171,460 | $155,973 (+80.2%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.