City comparison
Riverside, CA vs Springfield, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Riverside, CA are 10.8% higher than in Springfield, MA. Someone earning $100,000 in Springfield, MA would need about $110,800 in Riverside, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,777 a month in Riverside, CA versus $1,382 in Springfield, MA. On $100,000, that's 29% of take-home pay in Riverside, CA and 22% in Springfield, MA.
- On $100,000, estimated state income tax is about $290 a year higher in Riverside, CA than in Springfield, MA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −3.2% moving from Riverside, CA to Springfield, MA ($124,085 → $120,094), while prices change by −9.8%. Net effect of the transfer: +7.2% in real buying power.
- Riverside, CA: price level 106.4 (pricier)
- Springfield, MA: price level 96.1 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Riverside, CA | Springfield, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 106.4 | 96.1 |
| $100,000 is worth, in the other city2 | $90,247 in Springfield | $110,807 in Riverside |
| Typical 1-bedroom rent3 | $1,777/mo | $1,382/mo |
| Take-home on $100,00014,15,8 | $74,110 | $74,400 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $4,780 (MA) |
| Rent burden on $100,000 | 29% | 22% |
| Median pay, all jobs4 | $48,400 | $51,930 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Hartford-East Hartford, CT-MA |
Rent areas: Riverside-San Bernardino-Ontario, CA MSA and Springfield, MA MSA. Metro areas: Riverside-San Bernardino-Ontario, CA and Springfield, MA.
What costs more or less
| Price level (U.S. = 100) | Riverside | Springfield |
|---|---|---|
| Housing (rent) | 129.3 | 75.8 |
| Goods | 101.4 | 97.0 |
| Utilities | 148.6 | 155.0 |
| Other services | 101.3 | 101.2 |
| Overall | 106.4 | 96.1 |
Moving with the same $100,000 salary
Riverside, CA → Springfield, MA
Same pay goes further
Buying power +10.8%; rent takes 22% of take-home; state tax −$290/yr.
100 Strong offer
Springfield, MA → Riverside, CA
Same pay buys less
Buying power −9.8%; rent takes 29% of take-home; state tax +$290/yr.
33 Weak offer
On the GS pay scale?
Riverside, CA is in the Los Angeles-Long Beach, CA pay area; Springfield, MA is in Hartford-East Hartford, CT-MA. The last column shows what a transfer from Riverside, CA to Springfield, MA at the same grade and step does to real buying power.
| Grade5,2 | Riverside, CA | Springfield, MA | Real change, Riverside → Springfield |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $69,642 | +7.2% |
| GS-11 step 1 | $87,061 | $84,260 | +7.2% |
| GS-12 step 1 | $104,349 | $100,992 | +7.2% |
| GS-13 step 1 | $124,085 | $120,094 | +7.2% |
| GS-14 step 1 | $146,632 | $141,915 | +7.2% |
Pay for common jobs
| Median annual pay4 | Riverside, CA | Springfield, MA | Springfield pay in Riverside dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $98,520 | $79,640 | $88,246 (−10.4%) |
| Software Developers | $133,270 | $127,740 | $141,544 (+6.2%) |
| Accountants and Auditors | $83,920 | $92,010 | $101,953 (+21.5%) |
| Registered Nurses | $133,940 | $98,410 | $109,045 (−18.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.