City comparison

Riverside, CA vs Santa Maria, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 2.2% higher than in Riverside, CA. Someone earning $100,000 in Riverside, CA would need about $102,200 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $1,777 in Riverside, CA. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 29% in Riverside, CA.
  • Both are in CA, so estimated state income tax is the same: $5,070 a year on $100,000.
  • Both cities are in the same federal pay area (Los Angeles-Long Beach, CA), so a GS-13 step 1 earns $124,085 in either. A transfer from Riverside, CA to Santa Maria, CA changes real buying power by −2.2%, purely from prices.
RiversideSanta Maria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Riverside, CA: price level 106.4 (pricier)
  • Santa Maria, CA: price level 108.8 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Riverside, CASanta Maria, CA
Price level (U.S. = 100)2106.4108.8
$100,000 is worth, in the other city2$102,213 in Santa Maria$97,835 in Riverside
Typical 1-bedroom rent3$1,777/mo$2,746/mo
Take-home on $100,00014,15,8$74,110$74,110
State income tax on $100,000 (estimate)8$5,070 (CA)$5,070 (CA)
Rent burden on $100,00029%44%
Median pay, all jobs4$48,400$51,690
Federal locality pay area7Los Angeles-Long Beach, CALos Angeles-Long Beach, CA

Rent areas: Riverside-San Bernardino-Ontario, CA MSA and Santa Maria-Santa Barbara, CA MSA. Metro areas: Riverside-San Bernardino-Ontario, CA and Santa Maria-Santa Barbara, CA.

What costs more or less

Riverside, CASanta Maria, CA
Price level (U.S. = 100)RiversideSanta Maria
Housing (rent)129.3151.4
Goods101.4105.2
Utilities148.6149.8
Other services101.3100.3
Overall106.4108.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Riverside, CA → Santa Maria, CA

Same pay buys less

Buying power −2.2%; rent takes 44% of take-home; state tax +$0/yr.

33 Weak offer

Santa Maria, CA → Riverside, CA

Same pay goes further

Buying power +2.2%; rent takes 29% of take-home; state tax +$0/yr.

70 Strong offer

On the GS pay scale?

Both metros are in the Los Angeles-Long Beach, CA locality pay area, so GS salaries are identical. The last column shows what a transfer from Riverside, CA to Santa Maria, CA at the same grade and step does to real buying power.

Grade5,2Riverside, CASanta Maria, CAReal change, Riverside → Santa Maria
GS-9 step 1$71,957$71,957−2.2%
GS-11 step 1$87,061$87,061−2.2%
GS-12 step 1$104,349$104,349−2.2%
GS-13 step 1$124,085$124,085−2.2%
GS-14 step 1$146,632$146,632−2.2%

Pay for common jobs

Median annual pay4Riverside, CASanta Maria, CASanta Maria pay in Riverside dollars
Elementary School Teachers, Except Special Education$98,520$101,030$98,842 (+0.3%)
Software Developers$133,270$158,290$154,862 (+16.2%)
Accountants and Auditors$83,920$91,610$89,626 (+6.8%)
Registered Nurses$133,940$137,360$134,385 (+0.3%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

Loading calculator…

Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.