City comparison
Reno, NV vs Toledo, OH
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Reno, NV are 10.5% higher than in Toledo, OH. Someone earning $100,000 in Toledo, OH would need about $110,500 in Reno, NV to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,489 a month in Reno, NV versus $820 in Toledo, OH. On $100,000, that's 23% of take-home pay in Reno, NV and 13% in Toledo, OH.
- On $100,000, estimated state income tax is about $1,968 a year higher in Toledo, OH than in Reno, NV.
- For federal employees, locality pay changes a GS-13 step 1 salary by −0.4% moving from Reno, NV to Toledo, OH ($106,855 → $106,437), while prices change by −9.5%. Net effect of the transfer: +10.0% in real buying power.
- Reno, NV: price level 101.0 (about average)
- Toledo, OH: price level 91.5 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Reno, NV | Toledo, OH | |
|---|---|---|
| Price level (U.S. = 100)2 | 101.0 | 91.5 |
| $100,000 is worth, in the other city2 | $90,537 in Toledo | $110,452 in Reno |
| Typical 1-bedroom rent3 | $1,489/mo | $820/mo |
| Take-home on $100,00014,15,8 | $79,180 | $77,212 |
| State income tax on $100,000 (estimate)8 | $0 (NV) | $1,968 (OH) |
| Rent burden on $100,000 | 23% | 13% |
| Median pay, all jobs4 | $49,660 | $48,220 |
| Federal locality pay area7 | Reno-Fernley, NV | Rest of U.S. |
Rent areas: Reno, NV HUD Metro FMR Area and Toledo, OH MSA. Metro areas: Reno, NV and Toledo, OH.
What costs more or less
| Price level (U.S. = 100) | Reno | Toledo |
|---|---|---|
| Housing (rent) | 123.5 | 67.3 |
| Goods | 96.3 | 93.6 |
| Utilities | 89.3 | 96.3 |
| Other services | 98.7 | 98.9 |
| Overall | 101.0 | 91.5 |
Moving with the same $100,000 salary
Reno, NV → Toledo, OH
Same pay goes further
Buying power +10.5%; rent takes 13% of take-home; state tax +$1,968/yr.
100 Strong offer
Toledo, OH → Reno, NV
Same pay buys less
Buying power −9.5%; rent takes 23% of take-home; state tax −$1,968/yr.
39 Weak offer
On the GS pay scale?
Reno, NV is in the Reno-Fernley, NV pay area; Toledo, OH is in Rest of U.S.. The last column shows what a transfer from Reno, NV to Toledo, OH at the same grade and step does to real buying power.
| Grade5,2 | Reno, NV | Toledo, OH | Real change, Reno → Toledo |
|---|---|---|---|
| GS-9 step 1 | $61,965 | $61,722 | +10.0% |
| GS-11 step 1 | $74,972 | $74,678 | +10.0% |
| GS-12 step 1 | $89,859 | $89,508 | +10.0% |
| GS-13 step 1 | $106,855 | $106,437 | +10.0% |
| GS-14 step 1 | $126,271 | $125,776 | +10.0% |
Pay for common jobs
| Median annual pay4 | Reno, NV | Toledo, OH | Toledo pay in Reno dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,430 | $63,250 | $69,861 (+11.9%) |
| Software Developers | $125,710 | $104,360 | $115,268 (−8.3%) |
| Accountants and Auditors | $82,370 | $77,400 | $85,490 (+3.8%) |
| Registered Nurses | $107,520 | $81,050 | $89,521 (−16.7%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.