City comparison

Raleigh, NC vs Santa Maria, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Maria, CA are 10.8% higher than in Raleigh, NC. Someone earning $100,000 in Raleigh, NC would need about $110,800 in Santa Maria, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,746 a month in Santa Maria, CA versus $1,596 in Raleigh, NC. On $100,000, that's 44% of take-home pay in Santa Maria, CA and 25% in Raleigh, NC.
  • On $100,000, estimated state income tax is about $1,589 a year higher in Santa Maria, CA than in Raleigh, NC.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +11.6% moving from Raleigh, NC to Santa Maria, CA ($111,147 → $124,085), while prices change by +10.8%. Net effect of the transfer: +0.7% in real buying power.
RaleighSanta Maria
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Raleigh, NC: price level 98.2 (about average)
  • Santa Maria, CA: price level 108.8 (much pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Raleigh, NCSanta Maria, CA
Price level (U.S. = 100)298.2108.8
$100,000 is worth, in the other city2$110,841 in Santa Maria$90,219 in Raleigh
Typical 1-bedroom rent3$1,596/mo$2,746/mo
Take-home on $100,00014,15,8$75,699$74,110
State income tax on $100,000 (estimate)8$3,481 (NC)$5,070 (CA)
Rent burden on $100,00025%44%
Median pay, all jobs4$51,990$51,690
Federal locality pay area7Raleigh-Durham-Cary, NCLos Angeles-Long Beach, CA

Rent areas: Raleigh-Cary, NC MSA and Santa Maria-Santa Barbara, CA MSA. Metro areas: Raleigh-Cary, NC and Santa Maria-Santa Barbara, CA.

What costs more or less

Raleigh, NCSanta Maria, CA
Price level (U.S. = 100)RaleighSanta Maria
Housing (rent)103.5151.4
Goods96.6105.2
Utilities89.0149.8
Other services98.2100.3
Overall98.2108.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Raleigh, NC → Santa Maria, CA

Same pay buys less

Buying power −9.8%; rent takes 44% of take-home; state tax +$1,589/yr.

9 Weak offer

Santa Maria, CA → Raleigh, NC

Same pay goes further

Buying power +10.8%; rent takes 25% of take-home; state tax −$1,589/yr.

100 Strong offer

On the GS pay scale?

Raleigh, NC is in the Raleigh-Durham-Cary, NC pay area; Santa Maria, CA is in Los Angeles-Long Beach, CA. The last column shows what a transfer from Raleigh, NC to Santa Maria, CA at the same grade and step does to real buying power.

Grade5,2Raleigh, NCSanta Maria, CAReal change, Raleigh → Santa Maria
GS-9 step 1$64,453$71,957+0.7%
GS-11 step 1$77,983$87,061+0.7%
GS-12 step 1$93,468$104,349+0.7%
GS-13 step 1$111,147$124,085+0.7%
GS-14 step 1$131,342$146,632+0.7%

Pay for common jobs

Median annual pay4Raleigh, NCSanta Maria, CASanta Maria pay in Raleigh dollars
Elementary School Teachers, Except Special Education$60,170$101,030$91,149 (+51.5%)
Software Developers$132,770$158,290$142,808 (+7.6%)
Accountants and Auditors$81,950$91,610$82,650 (+0.9%)
Registered Nurses$84,830$137,360$123,925 (+46.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.