City comparison

Provo, UT vs Santa Rosa, CA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Santa Rosa, CA are 9.7% higher than in Provo, UT. Someone earning $100,000 in Provo, UT would need about $109,700 in Santa Rosa, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,155 a month in Santa Rosa, CA versus $1,265 in Provo, UT. On $100,000, that's 35% of take-home pay in Santa Rosa, CA and 20% in Provo, UT.
  • On $100,000, estimated state income tax is about $1,536 a year higher in Santa Rosa, CA than in Provo, UT.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +25.0% moving from Provo, UT to Santa Rosa, CA ($106,437 → $133,060), while prices change by +9.7%. Net effect of the transfer: +13.9% in real buying power.
ProvoSanta Rosa
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Provo, UT: price level 98.2 (about average)
  • Santa Rosa, CA: price level 107.8 (pricier)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Provo, UTSanta Rosa, CA
Price level (U.S. = 100)298.2107.8
$100,000 is worth, in the other city2$109,724 in Santa Rosa$91,138 in Provo
Typical 1-bedroom rent3$1,265/mo$2,155/mo
Take-home on $100,00014,15,8$75,646$74,110
State income tax on $100,000 (estimate)8$3,534 (UT)$5,070 (CA)
Rent burden on $100,00020%35%
Median pay, all jobs4$48,010$56,850
Federal locality pay area7Rest of U.S.San Jose-San Francisco-Oakland, CA

Rent areas: Provo-Orem-Lehi, UT MSA and Santa Rosa-Petaluma, CA MSA. Metro areas: Provo-Orem-Lehi, UT and Santa Rosa-Petaluma, CA.

What costs more or less

Provo, UTSanta Rosa, CA
Price level (U.S. = 100)ProvoSanta Rosa
Housing (rent)104.1139.6
Goods96.4105.2
Utilities78.6154.8
Other services99.0100.3
Overall98.2107.8
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Provo, UT → Santa Rosa, CA

Same pay buys less

Buying power −8.9%; rent takes 35% of take-home; state tax +$1,536/yr.

26 Weak offer

Santa Rosa, CA → Provo, UT

Same pay goes further

Buying power +9.7%; rent takes 20% of take-home; state tax −$1,536/yr.

99 Strong offer

On the GS pay scale?

Provo, UT is in the Rest of U.S. pay area; Santa Rosa, CA is in San Jose-San Francisco-Oakland, CA. The last column shows what a transfer from Provo, UT to Santa Rosa, CA at the same grade and step does to real buying power.

Grade5,2Provo, UTSanta Rosa, CAReal change, Provo → Santa Rosa
GS-9 step 1$61,722$77,161+13.9%
GS-11 step 1$74,678$93,358+13.9%
GS-12 step 1$89,508$111,896+13.9%
GS-13 step 1$106,437$133,060+13.9%
GS-14 step 1$125,776$157,236+13.9%

Pay for common jobs

Median annual pay4Provo, UTSanta Rosa, CASanta Rosa pay in Provo dollars
Elementary School Teachers, Except Special Education$62,930$99,060$90,281 (+43.5%)
Software Developers$131,210$148,630$135,458 (+3.2%)
Accountants and Auditors$75,700$94,690$86,298 (+14.0%)
Registered Nurses$81,780$174,550$159,081 (+94.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.