City comparison

Providence, RI vs San Antonio, TX

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Providence, RI are 7.5% higher than in San Antonio, TX. Someone earning $100,000 in San Antonio, TX would need about $107,500 in Providence, RI to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,402 a month in Providence, RI versus $1,177 in San Antonio, TX. On $100,000, that's 22% of take-home pay in Providence, RI and 18% in San Antonio, TX.
  • On $100,000, estimated state income tax is about $3,148 a year higher in Providence, RI than in San Antonio, TX.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −10.4% moving from Providence, RI to San Antonio, TX ($120,548 → $108,001), while prices change by −6.9%. Net effect of the transfer: −3.7% in real buying power.
ProvidenceSan Antonio
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Providence, RI: price level 101.8 (about average)
  • San Antonio, TX: price level 94.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Providence, RISan Antonio, TX
Price level (U.S. = 100)2101.894.7
$100,000 is worth, in the other city2$93,066 in San Antonio$107,451 in Providence
Typical 1-bedroom rent3$1,402/mo$1,177/mo
Take-home on $100,00014,15,8$76,032$79,180
State income tax on $100,000 (estimate)8$3,148 (RI)$0 (TX)
Rent burden on $100,00022%18%
Median pay, all jobs4$53,680$47,010
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTSan Antonio-New Braunfels-Pearsall, TX

Rent areas: Providence-Fall River, RI-MA HUD Metro FMR Area and San Antonio-New Braunfels, TX HUD Metro FMR Area. Metro areas: Providence-Warwick, RI-MA and San Antonio-New Braunfels, TX.

What costs more or less

Providence, RISan Antonio, TX
Price level (U.S. = 100)ProvidenceSan Antonio
Housing (rent)103.994.6
Goods97.193.8
Utilities148.882.2
Other services102.396.2
Overall101.894.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Providence, RI → San Antonio, TX

Same pay goes further

Buying power +7.5%; rent takes 18% of take-home; state tax −$3,148/yr.

92 Strong offer

San Antonio, TX → Providence, RI

Same pay buys less

Buying power −6.9%; rent takes 22% of take-home; state tax +$3,148/yr.

47 Fair offer

On the GS pay scale?

Providence, RI is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; San Antonio, TX is in San Antonio-New Braunfels-Pearsall, TX. The last column shows what a transfer from Providence, RI to San Antonio, TX at the same grade and step does to real buying power.

Grade5,2Providence, RISan Antonio, TXReal change, Providence → San Antonio
GS-9 step 1$69,905$62,629−3.7%
GS-11 step 1$84,579$75,776−3.7%
GS-12 step 1$101,375$90,823−3.7%
GS-13 step 1$120,548$108,001−3.7%
GS-14 step 1$142,452$127,624−3.7%

Pay for common jobs

Median annual pay4Providence, RISan Antonio, TXSan Antonio pay in Providence dollars
Elementary School Teachers, Except Special Education$86,720$61,720$66,319 (−23.5%)
Software Developers$130,690$128,430$137,999 (+5.6%)
Accountants and Auditors$95,020$78,650$84,510 (−11.1%)
Registered Nurses$99,880$94,370$101,401 (+1.5%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.