City comparison

Portland, ME vs Rochester, NY

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Portland, ME are 5.0% higher than in Rochester, NY. Someone earning $100,000 in Rochester, NY would need about $105,000 in Portland, ME to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,658 a month in Portland, ME versus $1,256 in Rochester, NY. On $100,000, that's 27% of take-home pay in Portland, ME and 20% in Rochester, NY.
  • On $100,000, estimated state income tax is about $795 a year higher in Portland, ME than in Rochester, NY.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.1% moving from Portland, ME to Rochester, NY ($120,548 → $107,182), while prices change by −4.7%. Net effect of the transfer: −6.7% in real buying power.
PortlandRochester
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Portland, ME: price level 101.9 (about average)
  • Rochester, NY: price level 97.0 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Portland, MERochester, NY
Price level (U.S. = 100)2101.997.0
$100,000 is worth, in the other city2$95,265 in Rochester$104,970 in Portland
Typical 1-bedroom rent3$1,658/mo$1,256/mo
Take-home on $100,00014,15,8$73,526$74,320
State income tax on $100,000 (estimate)8$5,654 (ME)$4,860 (NY)
Rent burden on $100,00027%20%
Median pay, all jobs4$56,960$51,210
Federal locality pay area7Boston-Worcester-Providence, MA-RI-NH-CT-ME-VTRochester-Batavia-Seneca Falls, NY

Rent areas: Portland, ME HUD Metro FMR Area and Rochester, NY MSA. Metro areas: Portland-South Portland, ME and Rochester, NY.

What costs more or less

Portland, MERochester, NY
Price level (U.S. = 100)PortlandRochester
Housing (rent)105.287.5
Goods97.299.7
Utilities134.6133.2
Other services103.297.8
Overall101.997.0
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Portland, ME → Rochester, NY

Same pay goes further

Buying power +5.0%; rent takes 20% of take-home; state tax −$795/yr.

84 Strong offer

Rochester, NY → Portland, ME

Same pay buys less

Buying power −4.7%; rent takes 27% of take-home; state tax +$795/yr.

51 Fair offer

On the GS pay scale?

Portland, ME is in the Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT pay area; Rochester, NY is in Rochester-Batavia-Seneca Falls, NY. The last column shows what a transfer from Portland, ME to Rochester, NY at the same grade and step does to real buying power.

Grade5,2Portland, MERochester, NYReal change, Portland → Rochester
GS-9 step 1$69,905$62,155−6.7%
GS-11 step 1$84,579$75,202−6.7%
GS-12 step 1$101,375$90,135−6.7%
GS-13 step 1$120,548$107,182−6.7%
GS-14 step 1$142,452$126,657−6.7%

Pay for common jobs

Median annual pay4Portland, MERochester, NYRochester pay in Portland dollars
Elementary School Teachers, Except Special Education$76,770$62,840$65,963 (−14.1%)
Software Developers$128,710$122,770$128,872 (+0.1%)
Accountants and Auditors$79,790$80,890$84,911 (+6.4%)
Registered Nurses$88,470$86,570$90,873 (+2.7%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.