City comparison

Pittsburgh, PA vs South Bend, IN

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Pittsburgh, PA are 2.0% higher than in South Bend, IN. Someone earning $100,000 in South Bend, IN would need about $102,000 in Pittsburgh, PA to live the same way.
  • Typical 1-bedroom rents are close: $1,077 a month in Pittsburgh, PA and $1,105 in South Bend, IN.
  • Estimated state income tax on $100,000 is close: $3,070 a year in PA and $2,921 in IN.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −3.3% moving from Pittsburgh, PA to South Bend, IN ($110,047 → $106,437), while prices change by −1.9%. Net effect of the transfer: −1.4% in real buying power.
PittsburghSouth Bend
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Pittsburgh, PA: price level 94.7 (cheaper)
  • South Bend, IN: price level 92.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Pittsburgh, PASouth Bend, IN
Price level (U.S. = 100)294.792.9
$100,000 is worth, in the other city2$98,085 in South Bend$101,952 in Pittsburgh
Typical 1-bedroom rent3$1,077/mo$1,105/mo
Take-home on $100,00014,15,8$76,110$76,260
State income tax on $100,000 (estimate)8$3,070 (PA)$2,921 (IN)
Rent burden on $100,00017%17%
Median pay, all jobs4$49,650$46,540
Federal locality pay area7Pittsburgh-New Castle-Weirton, PA-OH-WVRest of U.S.

Rent areas: Pittsburgh, PA HUD Metro FMR Area and South Bend-Mishawaka, IN HUD Metro FMR Area. Metro areas: Pittsburgh, PA and South Bend-Mishawaka, IN-MI.

What costs more or less

Pittsburgh, PASouth Bend, IN
Price level (U.S. = 100)PittsburghSouth Bend
Housing (rent)72.074.6
Goods100.794.2
Utilities107.787.7
Other services97.799.2
Overall94.792.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Pittsburgh, PA → South Bend, IN

Roughly even

Buying power +2.0%; rent takes 17% of take-home; state tax −$150/yr.

75 Strong offer

South Bend, IN → Pittsburgh, PA

Roughly even

Buying power −1.9%; rent takes 17% of take-home; state tax +$150/yr.

63 Fair offer

On the GS pay scale?

Pittsburgh, PA is in the Pittsburgh-New Castle-Weirton, PA-OH-WV pay area; South Bend, IN is in Rest of U.S.. The last column shows what a transfer from Pittsburgh, PA to South Bend, IN at the same grade and step does to real buying power.

Grade5,2Pittsburgh, PASouth Bend, INReal change, Pittsburgh → South Bend
GS-9 step 1$63,815$61,722−1.4%
GS-11 step 1$77,211$74,678−1.4%
GS-12 step 1$92,543$89,508−1.4%
GS-13 step 1$110,047$106,437−1.4%
GS-14 step 1$130,042$125,776−1.4%

Pay for common jobs

Median annual pay4Pittsburgh, PASouth Bend, INSouth Bend pay in Pittsburgh dollars
Elementary School Teachers, Except Special Education$76,550$58,180$59,316 (−22.5%)
Software Developers$124,500$95,500$97,365 (−21.8%)
Accountants and Auditors$76,940$77,940$79,462 (+3.3%)
Registered Nurses$82,370$93,540$95,366 (+15.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.