City comparison
Philadelphia, PA vs Tampa, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Philadelphia, PA are 1.6% higher than in Tampa, FL. Someone earning $100,000 in Tampa, FL would need about $101,600 in Philadelphia, PA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,696 a month in Tampa, FL versus $1,520 in Philadelphia, PA. On $100,000, that's 26% of take-home pay in Tampa, FL and 24% in Philadelphia, PA.
- On $100,000, estimated state income tax is about $3,070 a year higher in Philadelphia, PA than in Tampa, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −9.2% moving from Philadelphia, PA to Tampa, FL ($117,284 → $106,437), while prices change by −1.6%. Net effect of the transfer: −7.8% in real buying power.
- Philadelphia, PA: price level 102.6 (pricier)
- Tampa, FL: price level 100.9 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Philadelphia, PA | Tampa, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 102.6 | 100.9 |
| $100,000 is worth, in the other city2 | $98,377 in Tampa | $101,649 in Philadelphia |
| Typical 1-bedroom rent3 | $1,520/mo | $1,696/mo |
| Take-home on $100,00014,15,8 | $76,110 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,070 (PA) | $0 (FL) |
| Rent burden on $100,000 | 24% | 26% |
| Median pay, all jobs4 | $54,310 | $48,940 |
| Federal locality pay area7 | Philadelphia-Reading-Camden, PA-NJ-DE-MD | Rest of U.S. |
Rent areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA and Tampa-St. Petersburg-Clearwater, FL MSA. Metro areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD and Tampa-St. Petersburg-Clearwater, FL.
What costs more or less
| Price level (U.S. = 100) | Philadelphia | Tampa |
|---|---|---|
| Housing (rent) | 113.1 | 125.8 |
| Goods | 96.8 | 95.5 |
| Utilities | 114.4 | 88.5 |
| Other services | 103.1 | 97.6 |
| Overall | 102.6 | 100.9 |
Moving with the same $100,000 salary
Philadelphia, PA → Tampa, FL
Roughly even
Buying power +1.6%; rent takes 26% of take-home; state tax −$3,070/yr.
73 Strong offer
Tampa, FL → Philadelphia, PA
Roughly even
Buying power −1.6%; rent takes 24% of take-home; state tax +$3,070/yr.
64 Fair offer
On the GS pay scale?
Philadelphia, PA is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Tampa, FL is in Rest of U.S.. The last column shows what a transfer from Philadelphia, PA to Tampa, FL at the same grade and step does to real buying power.
| Grade5,2 | Philadelphia, PA | Tampa, FL | Real change, Philadelphia → Tampa |
|---|---|---|---|
| GS-9 step 1 | $68,013 | $61,722 | −7.8% |
| GS-11 step 1 | $82,289 | $74,678 | −7.8% |
| GS-12 step 1 | $98,630 | $89,508 | −7.8% |
| GS-13 step 1 | $117,284 | $106,437 | −7.8% |
| GS-14 step 1 | $138,595 | $125,776 | −7.8% |
Pay for common jobs
| Median annual pay4 | Philadelphia, PA | Tampa, FL | Tampa pay in Philadelphia dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $78,570 | $60,120 | $61,112 (−22.2%) |
| Software Developers | $133,040 | $130,450 | $132,602 (−0.3%) |
| Accountants and Auditors | $85,990 | $78,990 | $80,293 (−6.6%) |
| Registered Nurses | $101,180 | $85,470 | $86,880 (−14.1%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.