City comparison

Philadelphia, PA vs Spokane, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Philadelphia, PA are 2.2% higher than in Spokane, WA. Someone earning $100,000 in Spokane, WA would need about $102,200 in Philadelphia, PA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,520 a month in Philadelphia, PA versus $1,193 in Spokane, WA. On $100,000, that's 24% of take-home pay in Philadelphia, PA and 18% in Spokane, WA.
  • On $100,000, estimated state income tax is about $3,070 a year higher in Philadelphia, PA than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −8.8% moving from Philadelphia, PA to Spokane, WA ($117,284 → $106,991), while prices change by −2.2%. Net effect of the transfer: −6.8% in real buying power.
PhiladelphiaSpokane
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Philadelphia, PA: price level 102.6 (pricier)
  • Spokane, WA: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Philadelphia, PASpokane, WA
Price level (U.S. = 100)2102.6100.3
$100,000 is worth, in the other city2$97,847 in Spokane$102,200 in Philadelphia
Typical 1-bedroom rent3$1,520/mo$1,193/mo
Take-home on $100,00014,15,8$76,110$79,180
State income tax on $100,000 (estimate)8$3,070 (PA)$0 (WA)
Rent burden on $100,00024%18%
Median pay, all jobs4$54,310$54,660
Federal locality pay area7Philadelphia-Reading-Camden, PA-NJ-DE-MDSpokane-Spokane Valley-Coeur d'Alene, WA-ID

Rent areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA and Spokane, WA HUD Metro FMR Area. Metro areas: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD and Spokane-Spokane Valley, WA.

What costs more or less

Philadelphia, PASpokane, WA
Price level (U.S. = 100)PhiladelphiaSpokane
Housing (rent)113.197.1
Goods96.8105.0
Utilities114.491.2
Other services103.199.5
Overall102.6100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Philadelphia, PA → Spokane, WA

Same pay goes further

Buying power +2.2%; rent takes 18% of take-home; state tax −$3,070/yr.

76 Strong offer

Spokane, WA → Philadelphia, PA

Same pay buys less

Buying power −2.2%; rent takes 24% of take-home; state tax +$3,070/yr.

62 Fair offer

On the GS pay scale?

Philadelphia, PA is in the Philadelphia-Reading-Camden, PA-NJ-DE-MD pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Philadelphia, PA to Spokane, WA at the same grade and step does to real buying power.

Grade5,2Philadelphia, PASpokane, WAReal change, Philadelphia → Spokane
GS-9 step 1$68,013$62,044−6.8%
GS-11 step 1$82,289$75,068−6.8%
GS-12 step 1$98,630$89,974−6.8%
GS-13 step 1$117,284$106,991−6.8%
GS-14 step 1$138,595$126,432−6.8%

Pay for common jobs

Median annual pay4Philadelphia, PASpokane, WASpokane pay in Philadelphia dollars
Elementary School Teachers, Except Special Education$78,570$98,800$100,974 (+28.5%)
Software Developers$133,040$130,690$133,566 (+0.4%)
Accountants and Auditors$85,990$86,350$88,250 (+2.6%)
Registered Nurses$101,180$111,750$114,209 (+12.9%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.