City comparison
Pensacola, FL vs Seattle, WA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Seattle, WA are 13.7% higher than in Pensacola, FL. Someone earning $100,000 in Pensacola, FL would need about $113,700 in Seattle, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,146 a month in Seattle, WA versus $1,257 in Pensacola, FL. On $100,000, that's 33% of take-home pay in Seattle, WA and 19% in Pensacola, FL.
- Estimated state income tax on $100,000 is close: $0 a year in FL and $0 in WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by +12.4% moving from Pensacola, FL to Seattle, WA ($106,437 → $119,630), while prices change by +13.7%. Net effect of the transfer: −1.2% in real buying power.
- Pensacola, FL: price level 97.7 (cheaper)
- Seattle, WA: price level 111.1 (much pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Pensacola, FL | Seattle, WA | |
|---|---|---|
| Price level (U.S. = 100)2 | 97.7 | 111.1 |
| $100,000 is worth, in the other city2 | $113,729 in Seattle | $87,928 in Pensacola |
| Typical 1-bedroom rent3 | $1,257/mo | $2,146/mo |
| Take-home on $100,00014,15,8 | $79,180 | $79,180 |
| State income tax on $100,000 (estimate)8 | $0 (FL) | $0 (WA) |
| Rent burden on $100,000 | 19% | 33% |
| Median pay, all jobs4 | $46,240 | $72,610 |
| Federal locality pay area7 | Rest of U.S. | Seattle-Tacoma, WA |
Rent areas: Pensacola-Ferry Pass-Brent, FL MSA and Seattle-Bellevue, WA HUD Metro FMR Area. Metro areas: Pensacola-Ferry Pass-Brent, FL and Seattle-Tacoma-Bellevue, WA.
What costs more or less
| Price level (U.S. = 100) | Pensacola | Seattle |
|---|---|---|
| Housing (rent) | 98.8 | 151.3 |
| Goods | 96.2 | 104.0 |
| Utilities | 88.5 | 92.8 |
| Other services | 98.9 | 106.8 |
| Overall | 97.7 | 111.1 |
Moving with the same $100,000 salary
Pensacola, FL → Seattle, WA
Same pay buys less
Buying power −12.1%; rent takes 33% of take-home; state tax +$0/yr.
26 Weak offer
Seattle, WA → Pensacola, FL
Same pay goes further
Buying power +13.7%; rent takes 19% of take-home; state tax +$0/yr.
100 Strong offer
On the GS pay scale?
Pensacola, FL is in the Rest of U.S. pay area; Seattle, WA is in Seattle-Tacoma, WA. The last column shows what a transfer from Pensacola, FL to Seattle, WA at the same grade and step does to real buying power.
| Grade5,2 | Pensacola, FL | Seattle, WA | Real change, Pensacola → Seattle |
|---|---|---|---|
| GS-9 step 1 | $61,722 | $69,373 | −1.2% |
| GS-11 step 1 | $74,678 | $83,935 | −1.2% |
| GS-12 step 1 | $89,508 | $100,602 | −1.2% |
| GS-13 step 1 | $106,437 | $119,630 | −1.2% |
| GS-14 step 1 | $125,776 | $141,367 | −1.2% |
Pay for common jobs
| Median annual pay4 | Pensacola, FL | Seattle, WA | Seattle pay in Pensacola dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $50,360 | $102,920 | $90,495 (+79.7%) |
| Software Developers | $108,430 | $167,280 | $147,086 (+35.7%) |
| Accountants and Auditors | $76,410 | $99,370 | $87,374 (+14.3%) |
| Registered Nurses | $77,890 | $128,260 | $112,776 (+44.8%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.