City comparison

Palm Bay, FL vs Pittsburgh, PA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Palm Bay, FL are 5.6% higher than in Pittsburgh, PA. Someone earning $100,000 in Pittsburgh, PA would need about $105,600 in Palm Bay, FL to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,478 a month in Palm Bay, FL versus $1,077 in Pittsburgh, PA. On $100,000, that's 22% of take-home pay in Palm Bay, FL and 17% in Pittsburgh, PA.
  • On $100,000, estimated state income tax is about $3,070 a year higher in Pittsburgh, PA than in Palm Bay, FL.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +2.6% moving from Palm Bay, FL to Pittsburgh, PA ($107,228 → $110,047), while prices change by −5.3%. Net effect of the transfer: +8.4% in real buying power.
Palm BayPittsburgh
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Palm Bay, FL: price level 100.0 (about average)
  • Pittsburgh, PA: price level 94.7 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Palm Bay, FLPittsburgh, PA
Price level (U.S. = 100)2100.094.7
$100,000 is worth, in the other city2$94,666 in Pittsburgh$105,634 in Palm Bay
Typical 1-bedroom rent3$1,478/mo$1,077/mo
Take-home on $100,00014,15,8$79,180$76,110
State income tax on $100,000 (estimate)8$0 (FL)$3,070 (PA)
Rent burden on $100,00022%17%
Median pay, all jobs4$49,030$49,650
Federal locality pay area7Palm Bay-Melbourne-Titusville, FLPittsburgh-New Castle-Weirton, PA-OH-WV

Rent areas: Palm Bay-Melbourne-Titusville, FL MSA and Pittsburgh, PA HUD Metro FMR Area. Metro areas: Palm Bay-Melbourne-Titusville, FL and Pittsburgh, PA.

What costs more or less

Palm Bay, FLPittsburgh, PA
Price level (U.S. = 100)Palm BayPittsburgh
Housing (rent)111.772.0
Goods96.2100.7
Utilities88.1107.7
Other services98.997.7
Overall100.094.7
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Palm Bay, FL → Pittsburgh, PA

Same pay goes further

Buying power +5.6%; rent takes 17% of take-home; state tax +$3,070/yr.

86 Strong offer

Pittsburgh, PA → Palm Bay, FL

Same pay buys less

Buying power −5.3%; rent takes 22% of take-home; state tax −$3,070/yr.

52 Fair offer

On the GS pay scale?

Palm Bay, FL is in the Palm Bay-Melbourne-Titusville, FL pay area; Pittsburgh, PA is in Pittsburgh-New Castle-Weirton, PA-OH-WV. The last column shows what a transfer from Palm Bay, FL to Pittsburgh, PA at the same grade and step does to real buying power.

Grade5,2Palm Bay, FLPittsburgh, PAReal change, Palm Bay → Pittsburgh
GS-9 step 1$62,181$63,815+8.4%
GS-11 step 1$75,233$77,211+8.4%
GS-12 step 1$90,173$92,543+8.4%
GS-13 step 1$107,228$110,047+8.4%
GS-14 step 1$126,711$130,042+8.4%

Pay for common jobs

Median annual pay4Palm Bay, FLPittsburgh, PAPittsburgh pay in Palm Bay dollars
Elementary School Teachers, Except Special Education$62,510$76,550$80,863 (+29.4%)
Software Developers$131,760$124,500$131,515 (−0.2%)
Accountants and Auditors$75,860$76,940$81,275 (+7.1%)
Registered Nurses$80,900$82,370$87,011 (+7.6%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.