City comparison
Oxnard, CA vs Worcester, MA
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Oxnard, CA are 7.8% higher than in Worcester, MA. Someone earning $100,000 in Worcester, MA would need about $107,800 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,599 in Worcester, MA. On $100,000, that's 36% of take-home pay in Oxnard, CA and 26% in Worcester, MA.
- On $100,000, estimated state income tax is about $290 a year higher in Oxnard, CA than in Worcester, MA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −2.9% moving from Oxnard, CA to Worcester, MA ($124,085 → $120,548), while prices change by −7.2%. Net effect of the transfer: +4.7% in real buying power.
- Oxnard, CA: price level 110.5 (much pricier)
- Worcester, MA: price level 102.5 (pricier)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Oxnard, CA | Worcester, MA | |
|---|---|---|
| Price level (U.S. = 100)2 | 110.5 | 102.5 |
| $100,000 is worth, in the other city2 | $92,752 in Worcester | $107,814 in Oxnard |
| Typical 1-bedroom rent3 | $2,250/mo | $1,599/mo |
| Take-home on $100,00014,15,8 | $74,110 | $74,400 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $4,780 (MA) |
| Rent burden on $100,000 | 36% | 26% |
| Median pay, all jobs4 | $52,510 | $57,830 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT |
Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Worcester, MA HUD Metro FMR Area. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Worcester, MA.
What costs more or less
| Price level (U.S. = 100) | Oxnard | Worcester |
|---|---|---|
| Housing (rent) | 171.1 | 113.0 |
| Goods | 105.2 | 97.0 |
| Utilities | 152.9 | 155.2 |
| Other services | 100.3 | 101.2 |
| Overall | 110.5 | 102.5 |
Moving with the same $100,000 salary
Oxnard, CA → Worcester, MA
Same pay goes further
Buying power +7.8%; rent takes 26% of take-home; state tax −$290/yr.
92 Strong offer
Worcester, MA → Oxnard, CA
Same pay buys less
Buying power −7.2%; rent takes 36% of take-home; state tax +$290/yr.
29 Weak offer
On the GS pay scale?
Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Worcester, MA is in Boston-Worcester-Providence, MA-RI-NH-CT-ME-VT. The last column shows what a transfer from Oxnard, CA to Worcester, MA at the same grade and step does to real buying power.
| Grade5,2 | Oxnard, CA | Worcester, MA | Real change, Oxnard → Worcester |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $69,905 | +4.7% |
| GS-11 step 1 | $87,061 | $84,579 | +4.7% |
| GS-12 step 1 | $104,349 | $101,375 | +4.7% |
| GS-13 step 1 | $124,085 | $120,548 | +4.7% |
| GS-14 step 1 | $146,632 | $142,452 | +4.7% |
Pay for common jobs
| Median annual pay4 | Oxnard, CA | Worcester, MA | Worcester pay in Oxnard dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $99,420 | $82,810 | $89,281 (−10.2%) |
| Software Developers | $159,430 | $146,950 | $158,432 (−0.6%) |
| Accountants and Auditors | $90,340 | $94,070 | $101,420 (+12.3%) |
| Registered Nurses | $131,160 | $100,240 | $108,073 (−17.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.