City comparison
Oxnard, CA vs Springfield, MO
What a paycheck is really worth in each city: prices, rent, state taxes and federal GS pay.
Key findings
- Prices in Oxnard, CA are 24.8% higher than in Springfield, MO. Someone earning $100,000 in Springfield, MO would need about $124,800 in Oxnard, CA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $883 in Springfield, MO. On $100,000, that's 36% of take-home pay in Oxnard, CA and 14% in Springfield, MO.
- On $100,000, estimated state income tax is about $1,308 a year higher in Oxnard, CA than in Springfield, MO.
- For federal employees, locality pay changes a GS-13 step 1 salary by −14.2% moving from Oxnard, CA to Springfield, MO ($124,085 → $106,437), while prices change by −19.9%. Net effect of the transfer: +7.0% in real buying power.
- Oxnard, CA: price level 110.5 (much pricier)
- Springfield, MO: price level 88.6 (much cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Oxnard, CA | Springfield, MO | |
|---|---|---|
| Price level (U.S. = 100)2 | 110.5 | 88.6 |
| $100,000 is worth, in the other city2 | $80,143 in Springfield | $124,777 in Oxnard |
| Typical 1-bedroom rent3 | $2,250/mo | $883/mo |
| Take-home on $100,00014,15,8 | $74,110 | $75,417 |
| State income tax on $100,000 (estimate)8 | $5,070 (CA) | $3,763 (MO) |
| Rent burden on $100,000 | 36% | 14% |
| Median pay, all jobs4 | $52,510 | $45,780 |
| Federal locality pay area7 | Los Angeles-Long Beach, CA | Rest of U.S. |
Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Springfield, MO HUD Metro FMR Area. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Springfield, MO.
What costs more or less
| Price level (U.S. = 100) | Oxnard | Springfield |
|---|---|---|
| Housing (rent) | 171.1 | 65.6 |
| Goods | 105.2 | 94.2 |
| Utilities | 152.9 | 85.8 |
| Other services | 100.3 | 93.0 |
| Overall | 110.5 | 88.6 |
Moving with the same $100,000 salary
Oxnard, CA → Springfield, MO
Same pay goes further
Buying power +24.8%; rent takes 14% of take-home; state tax −$1,308/yr.
100 Strong offer
Springfield, MO → Oxnard, CA
Same pay buys less
Buying power −19.9%; rent takes 36% of take-home; state tax +$1,308/yr.
20 Weak offer
Federal employees: GS pay
Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Springfield, MO is in Rest of U.S.. The last column shows what a transfer from Oxnard, CA to Springfield, MO at the same grade and step does to real buying power.
| Grade5,2 | Oxnard, CA | Springfield, MO | Real change, Oxnard → Springfield |
|---|---|---|---|
| GS-9 step 1 | $71,957 | $61,722 | +7.0% |
| GS-11 step 1 | $87,061 | $74,678 | +7.0% |
| GS-12 step 1 | $104,349 | $89,508 | +7.0% |
| GS-13 step 1 | $124,085 | $106,437 | +7.0% |
| GS-14 step 1 | $146,632 | $125,776 | +7.0% |
Pay for common jobs
| Median annual pay4 | Oxnard, CA | Springfield, MO | Springfield pay in Oxnard dollars |
|---|---|---|---|
| Information Security Analysts | $130,440 | $84,690 | $105,674 (−19.0%) |
| Software Developers | $159,430 | $102,350 | $127,710 (−19.9%) |
| Accountants and Auditors | $90,340 | $73,020 | $91,112 (+0.9%) |
| Registered Nurses | $131,160 | $79,370 | $99,036 (−24.5%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.