City comparison

Oxnard, CA vs Spokane, WA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Oxnard, CA are 10.2% higher than in Spokane, WA. Someone earning $100,000 in Spokane, WA would need about $110,200 in Oxnard, CA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $2,250 a month in Oxnard, CA versus $1,193 in Spokane, WA. On $100,000, that's 36% of take-home pay in Oxnard, CA and 18% in Spokane, WA.
  • On $100,000, estimated state income tax is about $5,070 a year higher in Oxnard, CA than in Spokane, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −13.8% moving from Oxnard, CA to Spokane, WA ($124,085 → $106,991), while prices change by −9.2%. Net effect of the transfer: −5.0% in real buying power.
OxnardSpokane
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Oxnard, CA: price level 110.5 (much pricier)
  • Spokane, WA: price level 100.3 (about average)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Oxnard, CASpokane, WA
Price level (U.S. = 100)2110.5100.3
$100,000 is worth, in the other city2$90,783 in Spokane$110,153 in Oxnard
Typical 1-bedroom rent3$2,250/mo$1,193/mo
Take-home on $100,00014,15,8$74,110$79,180
State income tax on $100,000 (estimate)8$5,070 (CA)$0 (WA)
Rent burden on $100,00036%18%
Median pay, all jobs4$52,510$54,660
Federal locality pay area7Los Angeles-Long Beach, CASpokane-Spokane Valley-Coeur d'Alene, WA-ID

Rent areas: Oxnard-Thousand Oaks-Ventura, CA MSA and Spokane, WA HUD Metro FMR Area. Metro areas: Oxnard-Thousand Oaks-Ventura, CA and Spokane-Spokane Valley, WA.

What costs more or less

Oxnard, CASpokane, WA
Price level (U.S. = 100)OxnardSpokane
Housing (rent)171.197.1
Goods105.2105.0
Utilities152.991.2
Other services100.399.5
Overall110.5100.3
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Oxnard, CA → Spokane, WA

Same pay goes further

Buying power +10.2%; rent takes 18% of take-home; state tax −$5,070/yr.

100 Strong offer

Spokane, WA → Oxnard, CA

Same pay buys less

Buying power −9.2%; rent takes 36% of take-home; state tax +$5,070/yr.

23 Weak offer

On the GS pay scale?

Oxnard, CA is in the Los Angeles-Long Beach, CA pay area; Spokane, WA is in Spokane-Spokane Valley-Coeur d'Alene, WA-ID. The last column shows what a transfer from Oxnard, CA to Spokane, WA at the same grade and step does to real buying power.

Grade5,2Oxnard, CASpokane, WAReal change, Oxnard → Spokane
GS-9 step 1$71,957$62,044−5.0%
GS-11 step 1$87,061$75,068−5.0%
GS-12 step 1$104,349$89,974−5.0%
GS-13 step 1$124,085$106,991−5.0%
GS-14 step 1$146,632$126,432−5.0%

Pay for common jobs

Median annual pay4Oxnard, CASpokane, WASpokane pay in Oxnard dollars
Elementary School Teachers, Except Special Education$99,420$98,800$108,831 (+9.5%)
Software Developers$159,430$130,690$143,959 (−9.7%)
Accountants and Auditors$90,340$86,350$95,117 (+5.3%)
Registered Nurses$131,160$111,750$123,096 (−6.1%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.