City comparison

Omaha, NE vs Virginia Beach, VA

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Virginia Beach, VA are 6.6% higher than in Omaha, NE. Someone earning $100,000 in Omaha, NE would need about $106,600 in Virginia Beach, VA to live the same way.
  • Rent is the bigger story: a typical 1-bedroom costs $1,512 a month in Virginia Beach, VA versus $1,148 in Omaha, NE. On $100,000, that's 24% of take-home pay in Virginia Beach, VA and 18% in Omaha, NE.
  • On $100,000, estimated state income tax is about $1,265 a year higher in Virginia Beach, VA than in Omaha, NE.
  • For federal employees, locality pay changes a GS-13 step 1 salary by +0.5% moving from Omaha, NE to Virginia Beach, VA ($107,501 → $108,019), while prices change by +6.6%. Net effect of the transfer: −5.7% in real buying power.
OmahaVirginia Beach
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Omaha, NE: price level 91.9 (much cheaper)
  • Virginia Beach, VA: price level 97.9 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Omaha, NEVirginia Beach, VA
Price level (U.S. = 100)291.997.9
$100,000 is worth, in the other city2$106,561 in Virginia Beach$93,843 in Omaha
Typical 1-bedroom rent3$1,148/mo$1,512/mo
Take-home on $100,00014,15,8$75,510$74,244
State income tax on $100,000 (estimate)8$3,670 (NE)$4,936 (VA)
Rent burden on $100,00018%24%
Median pay, all jobs4$49,660$49,430
Federal locality pay area7Omaha-Council Bluffs-Fremont, NE-IAVirginia Beach-Norfolk, VA-NC

Rent areas: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area and Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area. Metro areas: Omaha, NE-IA and Virginia Beach-Chesapeake-Norfolk, VA-NC.

What costs more or less

Omaha, NEVirginia Beach, VA
Price level (U.S. = 100)OmahaVirginia Beach
Housing (rent)86.499.8
Goods94.196.8
Utilities76.489.6
Other services93.098.6
Overall91.997.9
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Omaha, NE → Virginia Beach, VA

Same pay buys less

Buying power −6.2%; rent takes 24% of take-home; state tax +$1,265/yr.

50 Fair offer

Virginia Beach, VA → Omaha, NE

Same pay goes further

Buying power +6.6%; rent takes 18% of take-home; state tax −$1,265/yr.

89 Strong offer

On the GS pay scale?

Omaha, NE is in the Omaha-Council Bluffs-Fremont, NE-IA pay area; Virginia Beach, VA is in Virginia Beach-Norfolk, VA-NC. The last column shows what a transfer from Omaha, NE to Virginia Beach, VA at the same grade and step does to real buying power.

Grade5,2Omaha, NEVirginia Beach, VAReal change, Omaha → Virginia Beach
GS-9 step 1$62,339$62,640−5.7%
GS-11 step 1$75,425$75,788−5.7%
GS-12 step 1$90,402$90,838−5.7%
GS-13 step 1$107,501$108,019−5.7%
GS-14 step 1$127,033$127,646−5.7%

Pay for common jobs

Median annual pay4Omaha, NEVirginia Beach, VAVirginia Beach pay in Omaha dollars
Elementary School Teachers, Except Special Education$62,670$63,380$59,478 (−5.1%)
Software Developers$125,220$129,090$121,142 (−3.3%)
Accountants and Auditors$77,030$79,450$74,558 (−3.2%)
Registered Nurses$84,600$89,450$83,943 (−0.8%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.