City comparison
Omaha, NE vs Tampa, FL
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Tampa, FL are 9.8% higher than in Omaha, NE. Someone earning $100,000 in Omaha, NE would need about $109,800 in Tampa, FL to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,696 a month in Tampa, FL versus $1,148 in Omaha, NE. On $100,000, that's 26% of take-home pay in Tampa, FL and 18% in Omaha, NE.
- On $100,000, estimated state income tax is about $3,670 a year higher in Omaha, NE than in Tampa, FL.
- For federal employees, locality pay changes a GS-13 step 1 salary by −1.0% moving from Omaha, NE to Tampa, FL ($107,501 → $106,437), while prices change by +9.8%. Net effect of the transfer: −9.8% in real buying power.
- Omaha, NE: price level 91.9 (much cheaper)
- Tampa, FL: price level 100.9 (about average)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Omaha, NE | Tampa, FL | |
|---|---|---|
| Price level (U.S. = 100)2 | 91.9 | 100.9 |
| $100,000 is worth, in the other city2 | $109,769 in Tampa | $91,100 in Omaha |
| Typical 1-bedroom rent3 | $1,148/mo | $1,696/mo |
| Take-home on $100,00014,15,8 | $75,510 | $79,180 |
| State income tax on $100,000 (estimate)8 | $3,670 (NE) | $0 (FL) |
| Rent burden on $100,000 | 18% | 26% |
| Median pay, all jobs4 | $49,660 | $48,940 |
| Federal locality pay area7 | Omaha-Council Bluffs-Fremont, NE-IA | Rest of U.S. |
Rent areas: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area and Tampa-St. Petersburg-Clearwater, FL MSA. Metro areas: Omaha, NE-IA and Tampa-St. Petersburg-Clearwater, FL.
What costs more or less
| Price level (U.S. = 100) | Omaha | Tampa |
|---|---|---|
| Housing (rent) | 86.4 | 125.8 |
| Goods | 94.1 | 95.5 |
| Utilities | 76.4 | 88.5 |
| Other services | 93.0 | 97.6 |
| Overall | 91.9 | 100.9 |
Moving with the same $100,000 salary
Omaha, NE → Tampa, FL
Same pay buys less
Buying power −8.9%; rent takes 26% of take-home; state tax −$3,670/yr.
40 Weak offer
Tampa, FL → Omaha, NE
Same pay goes further
Buying power +9.8%; rent takes 18% of take-home; state tax +$3,670/yr.
99 Strong offer
On the GS pay scale?
Omaha, NE is in the Omaha-Council Bluffs-Fremont, NE-IA pay area; Tampa, FL is in Rest of U.S.. The last column shows what a transfer from Omaha, NE to Tampa, FL at the same grade and step does to real buying power.
| Grade5,2 | Omaha, NE | Tampa, FL | Real change, Omaha → Tampa |
|---|---|---|---|
| GS-9 step 1 | $62,339 | $61,722 | −9.8% |
| GS-11 step 1 | $75,425 | $74,678 | −9.8% |
| GS-12 step 1 | $90,402 | $89,508 | −9.8% |
| GS-13 step 1 | $107,501 | $106,437 | −9.8% |
| GS-14 step 1 | $127,033 | $125,776 | −9.8% |
Pay for common jobs
| Median annual pay4 | Omaha, NE | Tampa, FL | Tampa pay in Omaha dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $62,670 | $60,120 | $54,769 (−12.6%) |
| Software Developers | $125,220 | $130,450 | $118,840 (−5.1%) |
| Accountants and Auditors | $77,030 | $78,990 | $71,960 (−6.6%) |
| Registered Nurses | $84,600 | $85,470 | $77,863 (−8.0%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.