City comparison

Olympia, WA vs Wilmington, NC

What a paycheck is really worth in each city: prices, rent and state taxes.

Key findings

  • Prices in Olympia, WA are 7.5% higher than in Wilmington, NC. Someone earning $100,000 in Wilmington, NC would need about $107,500 in Olympia, WA to live the same way.
  • Rent differs too: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $1,513 in Wilmington, NC. On $100,000, that's 25% of take-home pay in Olympia, WA and 24% in Wilmington, NC.
  • On $100,000, estimated state income tax is about $3,481 a year higher in Wilmington, NC than in Olympia, WA.
  • For federal employees, locality pay changes a GS-13 step 1 salary by −11.0% moving from Olympia, WA to Wilmington, NC ($119,630 → $106,437), while prices change by −7.0%. Net effect of the transfer: −4.3% in real buying power.
OlympiaWilmington
Price level (U.S. = 100):Under 9292–9898–102102–108Over 108
  • Olympia, WA: price level 103.7 (pricier)
  • Wilmington, NC: price level 96.4 (cheaper)

Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.

Side by side

Olympia, WAWilmington, NC
Price level (U.S. = 100)2103.796.4
$100,000 is worth, in the other city2$93,009 in Wilmington$107,517 in Olympia
Typical 1-bedroom rent3$1,682/mo$1,513/mo
Take-home on $100,00014,15,8$79,180$75,699
State income tax on $100,000 (estimate)8$0 (WA)$3,481 (NC)
Rent burden on $100,00025%24%
Median pay, all jobs4$61,960$45,800
Federal locality pay area7Seattle-Tacoma, WARest of U.S.

Rent areas: Olympia-Lacey-Tumwater, WA MSA and Wilmington, NC HUD Metro FMR Area. Metro areas: Olympia-Lacey-Tumwater, WA and Wilmington, NC.

What costs more or less

Olympia, WAWilmington, NC
Price level (U.S. = 100)OlympiaWilmington
Housing (rent)116.793.2
Goods105.096.6
Utilities91.787.9
Other services99.598.2
Overall103.796.4
BEA Regional Price Parities2. Housing covers rents.

Moving with the same $100,000 salary

Olympia, WA → Wilmington, NC

Same pay goes further

Buying power +7.5%; rent takes 24% of take-home; state tax +$3,481/yr.

92 Strong offer

Wilmington, NC → Olympia, WA

Same pay buys less

Buying power −7.0%; rent takes 25% of take-home; state tax −$3,481/yr.

46 Fair offer

On the GS pay scale?

Olympia, WA is in the Seattle-Tacoma, WA pay area; Wilmington, NC is in Rest of U.S.. The last column shows what a transfer from Olympia, WA to Wilmington, NC at the same grade and step does to real buying power.

Grade5,2Olympia, WAWilmington, NCReal change, Olympia → Wilmington
GS-9 step 1$69,373$61,722−4.3%
GS-11 step 1$83,935$74,678−4.3%
GS-12 step 1$100,602$89,508−4.3%
GS-13 step 1$119,630$106,437−4.3%
GS-14 step 1$141,367$125,776−4.3%

Pay for common jobs

Median annual pay4Olympia, WAWilmington, NCWilmington pay in Olympia dollars
Elementary School Teachers, Except Special Education$104,650$48,240$51,866 (−50.4%)
Software Developers$124,060$123,730$133,031 (+7.2%)
Accountants and Auditors$94,470$77,920$83,777 (−11.3%)
Registered Nurses$125,020$80,970$87,056 (−30.4%)

"Not published" means BLS doesn't release an estimate for that job in that metro.

Check your own offer

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Taxes are estimates for a single filer taking the standard deduction; city and county income taxes are not included. See the methodology.

Notes & Sources

  1. U.S. Census Bureau, Metropolitan Statistical Area population estimates (Vintage 2025) (2025). Retrieved 2026-09-29.
  2. U.S. Bureau of Economic Analysis, Regional Price Parities by MSA (MARPP), all items (2024). Retrieved 2026-09-29.
  3. U.S. Department of Housing and Urban Development, Fair Market Rents, 1-bedroom (2026). Retrieved 2026-09-29.
  4. U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025, metropolitan areas (2025). Retrieved 2026-09-29.
  5. U.S. Office of Personnel Management, General Schedule (GS) pay rates with locality pay, 2026 (2026). Retrieved 2026-09-29.
  6. U.S. Office of Personnel Management, Locality codes used in the 2026 GS pay spreadsheet (2026). Retrieved 2026-09-29.
  7. U.S. Office of Personnel Management, 2026 Locality Pay Area Definitions (counties in each pay area) (2026). Retrieved 2026-09-29.
  8. Tax Foundation, State Individual Income Tax Rates and Brackets, 2026 (2026). Retrieved 2026-09-29.
  9. U.S. Census Bureau, Cartographic boundary file: states, 1:20,000,000 (2024) (2024). Retrieved 2026-09-29.
  10. U.S. Census Bureau, Gazetteer file: core based statistical areas (2025) (2025). Retrieved 2026-09-29.
  11. U.S. Census Bureau, American Community Survey 5-year estimates, 2020-2024, table C24010 (occupation of employed residents) by ZIP code area (2024). Retrieved 2026-09-29.
  12. U.S. Census Bureau, ZIP Code Tabulation Area relationship files (2020; Connecticut 2022) and Gazetteer locations (2025) (2025). Retrieved 2026-09-29.
  13. U.S. Census Bureau, Cartographic boundary files (ZIP code areas 2020; counties and states 2024) and TIGER/Line primary roads (2024) (2024). Retrieved 2026-09-29.
  14. Internal Revenue Service, Rev. Proc. 2025-32 (2026 tax brackets and standard deduction) (2026). Retrieved 2026-09-29.
  15. Internal Revenue Service, Publication 15 (Circular E), Employer's Tax Guide for 2026 (Social Security and Medicare) (2026). Retrieved 2026-09-29.
  16. U.S. Department of Labor, Employment and Training Administration, O*NET 31.0 Database: Job Titles (used under CC BY 4.0; O*NET is a trademark of USDOL/ETA) (2026). Retrieved 2026-10-14.