City comparison
Olympia, WA vs Utica, NY
What a paycheck is really worth in each city: prices, rent and state taxes.
Key findings
- Prices in Olympia, WA are 11.9% higher than in Utica, NY. Someone earning $100,000 in Utica, NY would need about $111,900 in Olympia, WA to live the same way.
- Rent is the bigger story: a typical 1-bedroom costs $1,682 a month in Olympia, WA versus $926 in Utica, NY. On $100,000, that's 25% of take-home pay in Olympia, WA and 15% in Utica, NY.
- On $100,000, estimated state income tax is about $4,860 a year higher in Utica, NY than in Olympia, WA.
- For federal employees, locality pay changes a GS-13 step 1 salary by −11.0% moving from Olympia, WA to Utica, NY ($119,630 → $106,437), while prices change by −10.6%. Net effect of the transfer: −0.5% in real buying power.
- Olympia, WA: price level 103.7 (pricier)
- Utica, NY: price level 92.7 (cheaper)
Map drawn from Census Bureau state boundaries and metro locations9,10; dot colours show BEA price levels2.
Side by side
| Olympia, WA | Utica, NY | |
|---|---|---|
| Price level (U.S. = 100)2 | 103.7 | 92.7 |
| $100,000 is worth, in the other city2 | $89,397 in Utica | $111,860 in Olympia |
| Typical 1-bedroom rent3 | $1,682/mo | $926/mo |
| Take-home on $100,00014,15,8 | $79,180 | $74,320 |
| State income tax on $100,000 (estimate)8 | $0 (WA) | $4,860 (NY) |
| Rent burden on $100,000 | 25% | 15% |
| Median pay, all jobs4 | $61,960 | $48,970 |
| Federal locality pay area7 | Seattle-Tacoma, WA | Rest of U.S. |
Rent areas: Olympia-Lacey-Tumwater, WA MSA and Utica-Rome, NY MSA. Metro areas: Olympia-Lacey-Tumwater, WA and Utica-Rome, NY.
What costs more or less
| Price level (U.S. = 100) | Olympia | Utica |
|---|---|---|
| Housing (rent) | 116.7 | 66.1 |
| Goods | 105.0 | 99.7 |
| Utilities | 91.7 | 131.9 |
| Other services | 99.5 | 97.8 |
| Overall | 103.7 | 92.7 |
Moving with the same $100,000 salary
Olympia, WA → Utica, NY
Same pay goes further
Buying power +11.9%; rent takes 15% of take-home; state tax +$4,860/yr.
100 Strong offer
Utica, NY → Olympia, WA
Same pay buys less
Buying power −10.6%; rent takes 25% of take-home; state tax −$4,860/yr.
37 Weak offer
On the GS pay scale?
Olympia, WA is in the Seattle-Tacoma, WA pay area; Utica, NY is in Rest of U.S.. The last column shows what a transfer from Olympia, WA to Utica, NY at the same grade and step does to real buying power.
| Grade5,2 | Olympia, WA | Utica, NY | Real change, Olympia → Utica |
|---|---|---|---|
| GS-9 step 1 | $69,373 | $61,722 | −0.5% |
| GS-11 step 1 | $83,935 | $74,678 | −0.5% |
| GS-12 step 1 | $100,602 | $89,508 | −0.5% |
| GS-13 step 1 | $119,630 | $106,437 | −0.5% |
| GS-14 step 1 | $141,367 | $125,776 | −0.5% |
Pay for common jobs
| Median annual pay4 | Olympia, WA | Utica, NY | Utica pay in Olympia dollars |
|---|---|---|---|
| Elementary School Teachers, Except Special Education | $104,650 | $77,010 | $86,144 (−17.7%) |
| Software Developers | $124,060 | $113,390 | $126,839 (+2.2%) |
| Accountants and Auditors | $94,470 | $79,830 | $89,298 (−5.5%) |
| Registered Nurses | $125,020 | $94,300 | $105,484 (−15.6%) |
"Not published" means BLS doesn't release an estimate for that job in that metro.